Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.3B
Net Loans
$1.7B
Net Income
$8M
ROA
1.39%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.37%
Risk-Based Capital
15.87%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 527 | 77.23% | 13.47% |
| 2023 | 586 | 81.4% | 9.73% |
| 2022 | 657 | 84.02% | 8.52% |
| 2021 | 599 | 77.8% | 11.35% |
| 2020 | 642 | 78.97% | 11.21% |
| 2019 | 667 | 78.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Large Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
21
Branch Deposits
$1.8B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 938 | 81.66% | 8.96% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red