Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.0B
Total Deposits
$2.7B
Net Loans
$2.1B
Net Income
$7M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.12%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,200 | 72.5% | 14.83% |
| 2023 | 794 | 64.74% | 20.40% |
| 2022 | 811 | 74.48% | 11.22% |
| 2021 | 983 | 73.45% | 12.31% |
| 2020 | 931 | 73.9% | 14.07% |
| 2019 | 537 | 72.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Outstanding | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
40
Branch Deposits
$2.4B
1-Year Change
+3
5-year net change: +19 branches
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| 15.83% |
| 2018 | 1,218 | 70.69% | 21.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red