JACKSON AREA
Jackson, MS · Federal Credit Union · Chartered in MS
Who can join
Community — open geographic area
Members
15,704
Net Worth Ratio
-107.94%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$71.4M
Peer Group 4
Members
15,704
as of latest quarter
Net Worth Ratio
-107.94%
Critically Undercapitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$71.4M
Total Shares
$148.2M
Total Loans
$43.7M
Net Income
$-91,737,477
Net Worth Ratio
-107.94%
≥7% = Well Capitalized
Members
15,704
Return on Assets
-128.56%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.02%
$446K
Loan-to-share ratio: 29.5%· healthy range 60–80%
Branch Locations
NCUAJAFCU
5675 Highway 18 W, Jackson, MS, 39209
M-T 8:00am to 4:30pm F 8:00am to 5pm F 8:30am to 6pm drive thru
JAFCU-Byram
7375 S Siwell Rd, Byram, MS, 39272-8741
M-T 8:00am to 4:30pm F 8:00am to 5pm
JAFCU-Clinton
204 Clinton Blvd, Clinton, MS, 39056
8:00am-4:30pm M-T 8:00am-5:00pm F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/jackson-area" target="_blank" rel="noopener">View JACKSON AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.