Monticello, MS · Federal Credit Union · Chartered in MS
Who can join
Select employee groups
Members
10,064
Net Worth Ratio
9.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$96.2M
Total Shares
$86.1M
Total Loans
$66.0M
Net Worth Ratio
9.68%
≥7% = Well Capitalized
Members
10,064
Delinquency Rate (60d+)
2.35%
$1.6M
Loan-to-share ratio: 76.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 130 | 48 | 28 | 36.9% | 21.5% |
No CFPB complaint data available for this credit union.
Ferguson FCU Headquarters
1026 E Broad St, Monticello, MS, 39654
Monday - Friday, 9 am to 4 pm
Brookhaven Branch
352 Brookhaven St, Brookhaven, MS, 39601
MON-FRIDAY 9AM-4PM
Columbia Branch
519 HIGHWAY 98 BYP, COLUMBIA, MS, 39429
Monday-Thursday 8:30 am-4:30 pm Friday 9:00am - 5:00 pm
New Hebron Branch
500 Main Ave, NewHebron, MS, 39140
Monday - Friday, 9 am - 4 pm
Magee Branch
277 11th Ave SW, Magee, MS, 39111
Monday-Friday 9:00am- 4:00pm
Mortgage & Business Center
609 High School Ave, Columbia, MS, 39429
Monday-Thursday 8:30 am - 4:30 pm Friday 9:00 am - 5:00 pm
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<a href="https://bankscorer.com/credit-union/ferguson" target="_blank" rel="noopener">View FERGUSON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Monticello Branch
1026 E Broad St, Monticello, MS, 39654
Mon-Fri 8:00AM-4:00PM Friday 9:00AM-5:00PM
GP Branch
577 NA Sandifer Hwy, Monticello, MS, 39654
Mon-Fri 8:00AM-4:00PM Friday 9:00AM-5:00PM Sat 8:30am-12:00pm