Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$957M
Total Deposits
$837M
Net Loans
$857M
Net Income
$2M
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.90%
Risk-Based Capital
13.29%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 243 | 60.49% | 7.41% |
| 2023 | 306 | 69.61% | 9.48% |
| 2022 | 423 | 74.7% | 4.96% |
| 2021 | 424 | 70.52% | 7.08% |
| 2020 | 438 | 74.43% | 4.79% |
| 2019 | 211 | 80.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2016 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
5
Branch Deposits
$763M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 226 | 81.42% | 7.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red