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MEMBERS EXCHANGE

Jackson, MS · Federal Credit Union · Chartered in MS

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #24952Est. 1954RSSD: 513498

Members

11,611

Net Worth Ratio

21.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$143.5M

Peer Group 5

Members

11,611

as of latest quarter

Net Worth Ratio

21.03%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 31049, Jackson, MS 39286-1049

Chartered

1954

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$143.5M

Total Shares

$110.5M

Total Loans

$63.8M

Net Income

$256K

Net Worth Ratio

21.03%

≥7% = Well Capitalized

Members

11,611

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.10%

$64K

Loan-to-share ratio: 57.8%· healthy range 60–80%

Branch Locations

NCUA

Branch - Marketridge

107 Marketridge Dr, Ridgeland, MS, 39157-6027

9:00 - 5:00 Monday through Friday

MainATMDrive-thru

Branch - Pearl

101 Metroplex Blvd, Pearl, MS, 39208

Monday through Friday: 9:00 - 5:00

ATMDrive-thru

Branch - Byram

5640 I 55 S, Byram, MS, 39272-9402

Monday - Friday 9:00 a.m. to 5:00 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.