Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$961M
Total Deposits
$659M
Net Loans
$443M
Net Income
$354K
ROA
0.15%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.45%
Risk-Based Capital
16.28%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 347 | 68.88% | 8.93% |
| 2023 | 352 | 77.27% | 7.39% |
| 2022 | 333 | 72.97% | 7.51% |
| 2021 | 289 | 86.85% | 4.50% |
| 2020 | 207 | 91.79% | 3.38% |
| 2019 | 219 | 86.3% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1990
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Total Branches
18
Branch Deposits
$642M
1-Year Change
0
5-year net change: +5 branches
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Preview:
| 2018 | 277 | 86.28% | 3.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red