Pascagoula, MS · Federal Credit Union · Chartered in MS
Who can join
Multiple / other
Members
47,480
Net Worth Ratio
17.90%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$398.8M
Total Shares
$322.1M
Total Loans
$269.4M
Net Income
$1.6M
Net Worth Ratio
17.90%
≥7% = Well Capitalized
Members
47,480
Return on Assets
0.41%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$1.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 177 | 115 | 24 | 65.0% | 13.6% |
| 2022 | 113 | 45 | 35 | 39.8% | 31.0% |
| 2021 | 182 | 94 | 47 | 51.6% | 25.8% |
No CFPB complaint data available for this credit union.
Moss Point Branch
6012 Highway 63, Moss Point, MS, 39563
9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday
Gautier Branch
1850 Highway 90, Gautier, MS, 39553
9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday
IT Building
1870 Highway 90, Gautier, MS, 39553
6:30 am to 5:00 pm
Ocean Springs Branch
3811 Bienville Blvd, Ocean Springs, MS, 39564
9:00 to 5:00 Monday - Friday 9:00 to 1:00 Saturday
Hurley Branch
7305 Highway 614, Moss Point, MS, 39562
Monday through Friday 9:00 am to 5:00 pm.
Midtown
1950 Government St, Mobile, AL, 36606-1634
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<a href="https://bankscorer.com/credit-union/navigator" target="_blank" rel="noopener">View NAVIGATOR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.7%· healthy range 60–80%
9:00 to 5:00 Monday - Friday
Daphne
28520 US Highway 98, Daphne, AL, 36526-7066
Monday-Friday 9:00 to 5:00Saturday 9:00 to 1:00
Cottage Hill
5229 Cottage Hill Rd, Mobile, AL, 36609
Monday - Friday 9:00 to 5:00Saturday 9:00 to 1:00
Gulfport Branch
11281 Highway 49, Gulfport, MS, 39503-3396
Monday through Friday 9:00 am to 5:00 pmSaturday 9:00 am to 1:00 pm
Schillinger Branch
2515 Schillinger Rd South, Mobile, AL, 36695
9-5 Monday - Friday
3 more locations not shown.