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MERIDIAN MUTUAL

Meridian, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #8433Est. 1953RSSD: 471383

Members

7,606

Net Worth Ratio

12.27%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$70.6M

Peer Group 4

Members

7,606

as of latest quarter

Net Worth Ratio

12.27%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 310, Meridian, MS 39302

Chartered

1953

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$70.6M

Total Shares

$62.0M

Total Loans

$32.8M

Net Income

$58K

Net Worth Ratio

12.27%

≥7% = Well Capitalized

Members

7,606

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.70%

$231K

Loan-to-share ratio: 53.0%· healthy range 60–80%

Branch Locations

NCUA

Main Office

809 26th Ave, Meridian, MS, 39301

LOBBY HOURS:Monday & Tuesday 9 AM-5:00 PMWednesday - 10 AM-5:00 PMThursday & Friday 9 AM-5:00 PM DRIVE -THRU HOURS:Monday - Thursday 8:30 AM-5:00 PMFriday- 8:30AM-5:30 PM

MainATMDrive-thru

CuSouth

23210 us Highway 98 ste b1, Fairhope, AL, 36532-3397

8-5

PSD North Branch

4832 Poplar Springs Dr, Meridian, MS, 39305

9:00 to 5:00 Mon, Tues, Thurs Fri Wed - 10:00 to 5:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.