Biloxi, MS · Federal Credit Union · Chartered in MS
Who can join
Multiple / other
Members
1,607
Net Worth Ratio
18.45%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$13.6M
Total Shares
$11.0M
Total Loans
$9.6M
Net Income
$19K
Net Worth Ratio
18.45%
≥7% = Well Capitalized
Members
1,607
Return on Assets
0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$26K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
677 Dr Martin Luther King Jr Blvd, BILOXI, MS, 39530-3838
M-F, 9 am to 4:30 pm
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<a href="https://bankscorer.com/credit-union/southern-coastal" target="_blank" rel="noopener">View SOUTHERN COASTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 87.5%· healthy range 60–80%