🏦Bank Scorer

HOPE

Jackson, MS · Federal Credit Union · Chartered in MS

LICU MDIWell Capitalized

Who can join

Community / multiple bond

Charter #24829Est. 1995RSSD: 2342816

Members

48,472

Net Worth Ratio

16.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$867.3M

Peer Group 6

Members

48,472

as of latest quarter

Net Worth Ratio

16.44%

Well Capitalized

Institution Profile

NCUA

Address

4 Old River Pl, Jackson, MS 39202-3431

Chartered

1995

Branch Locations

26 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$867.3M

Total Shares

$665.4M

Total Loans

$590.1M

Net Income

$60K

Net Worth Ratio

16.44%

≥7% = Well Capitalized

Members

48,472

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.86%

$5.1M

Loan-to-share ratio: 88.7%· healthy range 60–80%

Branch Locations

NCUA

Hope Main Office

4 Old River Pl, Jackson, MS, 39202-3431

Monday-Friday, 8:00 am to 5:00 pm

Main

University Blvd

1748 University Blvd, Jackson, MS, 39204

Mon-Thurs, 8:30-4:30 Fri 9:00-5:30

ATMDrive-thru

Medical Mall

350 W Woodrow Wilson Ave Ste 370B, Jackson, MS, 39213-7663

Mon-Fri, 8:30-1:00, 2:00-4:30

ATM

O.C. Haley

1726 Oretha Castle Haley Blvd, New Orleans, LA, 70113-1313

Mon-Fri, 9:00-5:00

ATM

Biloxi

188 Porter Ave, Biloxi, MS, 39530-3724

Mon-Thurs, 9:00-4:30 Fri, 9:00-5:30

ATMDrive-thru

Harvester Lane

3048 Harvester Ln E, Memphis, TN, 38127-1416

Mon-Thur, 9:00-4:30 Fri, 9:00-5:00

ATMDrive-thru

Ridgeway Rd

2923 Ridgeway Rd, Memphis, TN, 38115

Mon-Thur, 9:00-4:30 Fri, 9:00-5:00 Sat, 9:00-1:00

ATMDrive-thru

West Memphis

1114 N Missouri St, West Memphis, AR, 72301-2614

Mon-Thur, 9:00-4:30 Fri, 9:00-5:00

ATMDrive-thru

College Station

4000 Gray St, College Station, AR, 72053

Tues-Fri, 12:00-4:00

ATM

Louisville Branch

16620 E Main St, Louisville, MS, 39339

Mon-Fri, 9:00am-4:00 pm

ATMDrive-thru

16 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/hope-ms" target="_blank" rel="noopener">View HOPE on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.