Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.1B
Total Deposits
$4.7B
Net Loans
$3.4B
Net Income
$13M
ROA
1.02%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.41%
Risk-Based Capital
14.50%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 4,505 | 77.47% | 7.28% |
| 2023 | 4,404 | 77.32% | 6.18% |
| 2022 | 4,896 | 84.66% | 3.64% |
| 2021 | 5,709 | 84.64% | 3.35% |
| 2020 | 6,113 | 82.38% | 3.08% |
| 2019 | 4,355 | 89.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
55
Branch Deposits
$4.4B
1-Year Change
+1
5-year net change: +6 branches
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Preview:
| 3.33% |
| 2018 | 4,584 | 87.91% | 3.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red