At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.40%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$8.3B
Total Deposits
$7.2B
Net Loans
$6.2B
Net Income
$29M
ROA
1.40%
ROE
12.37%
Risk-Based Capital
0.00%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
81
Branch Deposits
$6.8B
1-Year Change
-2
5-year net change: +1 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,698 | 74.23% | 10.71% |
| 2023 | 3,593 | 71.14% | 10.74% |
| 2022 | 3,639 | 75.1% | 8.99% |
| 2021 | 4,105 | 75.42% | 9.06% |
| 2020 | 3,489 | 75.41% | 9.52% |
| 2019 | 2,627 | 77.73% | 10.62% |
| 2018 | 2,481 | 75.78% | 11.37% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
11 previous ratings locked — dating back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/e565384b-1f89-467d-9e21-fc3b7d53adef" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: