🏦Bank Scorer

RIVERTRUST

Pearl, MS · Federal Credit Union · Chartered in MS

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #473Est. 1935RSSD: 117270

Members

7,647

Net Worth Ratio

19.05%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$168.2M

Peer Group 5

Members

7,647

as of latest quarter

Net Worth Ratio

19.05%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 97997, Pearl, MS 39288

Chartered

1935

Branch Locations

3 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$168.2M

Total Shares

$141.6M

Total Loans

$85.9M

Net Worth Ratio

19.05%

≥7% = Well Capitalized

Members

7,647

Delinquency Rate (60d+)

0.25%

$217K

Loan-to-share ratio: 60.7%· healthy range 60–80%

Branch Locations

NCUA

Rivertrust

409 Riverwind Dr, Pearl, MS, 39208-5917

Monday-Tuesday 8am to 4:30pm; Wednesday 9am to 4:30pm; Thursday 8am to 4:30pm; and Friday 8am to 6:00pm.

MainATMDrive-thru

Eagle Express FCU

567 S State St, Jackson, MS, 39201-5306

Fiserv

2601 Network Blvd, Frisco, TX, 75034

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.