Banks & credit unions · Search South Dakota banks
77 rated banks · 33 credit unions
South Dakota has 77 banks with a current CRA rating and 33 active credit unions regulated by the NCUA. 16 earned Outstanding, 2 need to improve.
Outstanding
16
20.8%
Satisfactory
59
76.6%
Needs to Improve
2
2.6%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
1ST FINANCIAL BANK USA
DAKOTA DUNES, SD · FDIC · Mar 2026
SECURITY BANK MIDWEST
TYNDALL, SD · FDIC · Jan 2026
WESTERN DAKOTA BANK
TIMBER LAKE, SD · FDIC · Nov 2025
FARMERS AND MERCHANTS STATE BANK
PLANKINTON, SD · FDIC · Nov 2025
FIRST FIDELITY BANK
BURKE, SD · FDIC · Oct 2025
CORTRUST BANK NATIONAL ASSOCIATION
MITCHELL, SD · OCC · Sep 2025
HEARTLAND STATE BANK
REDFIELD, SD · FDIC · Aug 2025
ONE AMERICAN BANK
CENTERVILLE, SD · FDIC · Aug 2025
DACOTAH BK
ABERDEEN, SD · FRB · Jul 2025
FIRST NATIONAL BANK IN PHILIP
PHILIP, SD · OCC · Jul 2025
THE FIRST NATIONAL BANK IN SIOUX FALLS
SIOUX FALLS, SD · OCC · Jul 2025
FIRST STATE BANK OF ROSCOE
ROSCOE, SD · FDIC · Jul 2025
THE FIRST NATIONAL BANK OF FREDERICK
FREDERICK, SD · OCC · Jun 2025
QUOIN FINANCIAL BANK
MILLER, SD · FDIC · May 2025
SECURITY SAVINGS BANK
CANTON, SD · FDIC · Apr 2025
SECURITY STATE BANK
ALEXANDRIA, SD · FDIC · Apr 2025
MERCHANTS ST BK
FREEMAN, SD · FRB · Mar 2025
BANKSTAR FINANCIAL
ELKTON, SD · FDIC · Feb 2025
FIRST SAVINGS BANK
BERESFORD, SD · OCC · Jan 2025
GREAT PLAINS BANK
EUREKA, SD · FDIC · Jan 2025
FIRST DAKOTA NATIONAL BANK
YANKTON, SD · OCC · Sep 2024
FARMERS STATE BANK
PARKSTON, SD · FDIC · Sep 2024
THE FARMERS STATE BANK OF TURTON
TURTON, SD · FDIC · Sep 2024
ANDES STATE BANK
LAKE ANDES, SD · FDIC · Aug 2024
CAMPBELL COUNTY BANK, INC.
HERREID, SD · FDIC · Jul 2024
RELIABANK DAKOTA
ESTELLINE, SD · FDIC · Jun 2024
CITIBANK, N.A.
SIOUX FALLS, SD · OCC · May 2024
THE SECURITY STATE BANK
EMERY, SD · FDIC · May 2024
AMERICAN BANK & TRUST
SIOUX FALLS, SD · FDIC · Apr 2024
FIRST NATIONAL BANK
FORT PIERRE, SD · OCC · Mar 2024
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION
RAPID CITY, SD · OCC · Feb 2024
PATHWARD, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Jan 2024
PLAINS COMMERCE BANK
SIOUX FALLS, SD · FDIC · Jan 2024
CITIZENS ST BK OF ARLINGTON
ARLINGTON, SD · FRB · Dec 2023
SUNRISE BANKS, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Aug 2023
COMMUNITY BANK
AVON, SD · FDIC · Aug 2023
BANKWEST, INC.
PIERRE, SD · FDIC · Aug 2023
SUNRISE BANK DAKOTA
ONIDA, SD · FDIC · Jul 2023
FIRST BANK & TRUST
BROOKINGS, SD · FDIC · May 2023
THE BANCORP BANK, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Feb 2023
FIRST WESTERN FEDERAL SAVINGS BANK
RAPID CITY, SD · OCC · Feb 2023
WELLS FARGO BANK, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Feb 2023
PIONEER BANK & TRUST
BELLE FOURCHE, SD · FDIC · Dec 2022
SECURITY NATIONAL BANK OF SOUTH DAKOTA
DAKOTA DUNES, SD · OCC · Oct 2022
COMMERCIAL STATE BANK, OF WAGNER
WAGNER, SD · FDIC · Oct 2022
DNB NATIONAL BANK
CLEAR LAKE, SD · OCC · Sep 2022
FIRST PREMIER BK
SIOUX FALLS, SD · FRB · Sep 2022
THE BANCORP BANK
SIOUX FALLS, SD · FDIC · Jul 2022
BRYANT STATE BANK
BRYANT, SD · FDIC · Dec 2021
THE FARMERS AND MERCHANTS STATE BANK
SCOTLAND, SD · FDIC · Nov 2021
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| DAKOTA DUNES | FDIC | $1.3B | Mar 2026 | Satisfactory | |
| TYNDALL | FDIC | $322M | Jan 2026 | Satisfactory | |
| TIMBER LAKE | FDIC | $89M | Nov 2025 | Satisfactory | |
Sioux Falls · Federal Credit Union
$526.6M
37,283 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
BLACK HILLS LICU | Rapid City | 108,871 | $2.4B | 10.45% | Federal Credit Union |
DAKOTALAND LICU | Huron | 42,263 | $739.6M | 10.61% | Federal Credit Union |
| Sioux Falls | 37,283 | $526.6M | 11.06% | Federal Credit Union | |
| Sioux Falls | 19,670 | $282.4M | 9.87% | Federal Credit Union | |
| Sioux Falls | 16,466 | $210.1M | 8.97% | Federal Credit Union | |
HIGHMARK LICU | Rapid City | 13,724 | $260.1M | 7.51% | Federal Credit Union |
NORTHERN HILLS LICU | Sturgis | 12,667 | $196.6M | 9.77% | Federal Credit Union |
| Aberdeen | 11,751 | $200.2M | 16.72% | Federal Credit Union | |
| Sioux Falls | 11,714 | $212.6M | 9.40% | Federal Credit Union | |
SENTINEL LICU | Box Elder | 9,857 | $197.0M | 10.78% | Federal Credit Union |
| Yankton | 9,040 | $112.6M | 9.44% | Federal Credit Union | |
ASPEN LICU | Rapid City | 8,383 | $167.2M | 8.55% | Federal Credit Union |
| Aberdeen | 5,041 | $69.7M | 8.58% | Federal Credit Union | |
DAKOTA PLAINS LICU | Lemmon | 4,900 | $86.2M | 8.59% | Federal Credit Union |
| Kyle | 4,125 | $19.3M | 22.62% | Federal Credit Union | |
| Pierre | 3,565 | $45.0M | 15.85% | Federal Credit Union | |
FT RANDALL LICU | Wagner | 3,418 | $44.9M | 17.15% | Federal Credit Union |
| Watertown | 3,378 | $41.5M | 19.80% | Federal Credit Union | |
| Madison | 3,128 | $41.6M | 10.98% | Federal Credit Union | |
DAKOTA STAR LICU | Rapid City | 3,016 | $46.5M | 8.40% | Federal Credit Union |
| Watertown | 2,963 | $31.8M | 11.13% | Federal Credit Union | |
| Britton | 2,810 | $77.9M | 15.02% | Federal Credit Union | |
COTEAU VALLEY LICU | Sisseton | 2,216 | $18.9M | 9.73% | Federal Credit Union |
| Huron | 1,759 | $41.4M | 13.68% | Federal Credit Union | |
CONSUMER'S LICU | Gregory | 1,613 | $22.1M | 9.12% | Federal Credit Union |
| Mitchell | 1,562 | $16.4M | 9.80% | Federal Credit Union | |
RUSHMORE ELECTRIC LICU | Rapid City | 1,423 | $29.2M | 9.79% | Federal Credit Union |
| Agency Village | 1,188 | $5.1M | 40.72% | Federal Credit Union | |
MINUTEMAN LICU | Rapid City | 1,163 | $16.3M | 13.24% | Federal Credit Union |
| Huron | 854 | $18.5M | 12.28% | Federal Credit Union | |
DACOTAH LICU | Rapid City | 828 | $11.1M | 10.17% | Federal Credit Union |
| Huron | 788 | $4.9M | 8.71% | Federal Credit Union | |
| Huron | 492 | $5.3M | 16.56% | Federal Credit Union |
| PLANKINTON |
| FDIC |
| $173M |
| Nov 2025 |
| Satisfactory |
| BURKE | FDIC | $702M | Oct 2025 | Satisfactory |
| MITCHELL | OCC | — | Sep 2025 | Satisfactory |
| REDFIELD | FDIC | $156M | Aug 2025 | Satisfactory |
| CENTERVILLE | FDIC | $360M | Aug 2025 | Needs to Improve |
| ABERDEEN | FRB | — | Jul 2025 | Outstanding |
| PHILIP | OCC | $466M | Jul 2025 | Outstanding |
| SIOUX FALLS | OCC | $2.1B | Jul 2025 | Outstanding |
| ROSCOE | FDIC | $152M | Jul 2025 | Satisfactory |
| FREDERICK | OCC | $29M | Jun 2025 | Satisfactory |
| MILLER | FDIC | $245M | May 2025 | Satisfactory |
| CANTON | FDIC | $550M | Apr 2025 | Satisfactory |
| ALEXANDRIA | FDIC | $100M | Apr 2025 | Satisfactory |
| FREEMAN | FRB | — | Mar 2025 | Outstanding |
| ELKTON | FDIC | $358M | Feb 2025 | Satisfactory |
| BERESFORD | OCC | — | Jan 2025 | Outstanding |
| EUREKA | FDIC | $151M | Jan 2025 | Satisfactory |
| YANKTON | OCC | $3.3B | Sep 2024 | Outstanding |
| PARKSTON | FDIC | $259M | Sep 2024 | Satisfactory |
| TURTON | FDIC | $40M | Sep 2024 | Satisfactory |
| LAKE ANDES | FDIC | $26M | Aug 2024 | Satisfactory |
| HERREID | FDIC | $247M | Jul 2024 | Satisfactory |
| ESTELLINE | FDIC | $758M | Jun 2024 | Satisfactory |
| SIOUX FALLS | OCC | $1.93T | May 2024 | Outstanding |
| EMERY | FDIC | $62M | May 2024 | Satisfactory |
| SIOUX FALLS | FDIC | $2.2B | Apr 2024 | Satisfactory |
| FORT PIERRE | OCC | — | Mar 2024 | Outstanding |
| RAPID CITY | OCC | — | Feb 2024 | Outstanding |
| SIOUX FALLS | OCC | $7.1B | Jan 2024 | Satisfactory |
| SIOUX FALLS | FDIC | $1.3B | Jan 2024 | Satisfactory |
| ARLINGTON | FRB | — | Dec 2023 | Satisfactory |
| SIOUX FALLS | OCC | $2.7B | Aug 2023 | Outstanding |
| AVON | FDIC | $71M | Aug 2023 | Satisfactory |
| PIERRE | FDIC | $1.9B | Aug 2023 | Satisfactory |
| ONIDA | FDIC | $62M | Jul 2023 | Satisfactory |
| BROOKINGS | FDIC | $4.9B | May 2023 | Satisfactory |
| SIOUX FALLS | OCC | — | Feb 2023 | Satisfactory |
| RAPID CITY | OCC | — | Feb 2023 | Satisfactory |
| SIOUX FALLS | OCC | $1.85T | Feb 2023 | Outstanding |
| BELLE FOURCHE | FDIC | $986M | Dec 2022 | Satisfactory |
| DAKOTA DUNES | OCC | $253M | Oct 2022 | Satisfactory |
| WAGNER | FDIC | $263M | Oct 2022 | Satisfactory |
| CLEAR LAKE | OCC | $120M | Sep 2022 | Satisfactory |
| SIOUX FALLS | FRB | — | Sep 2022 | Satisfactory |
| SIOUX FALLS | FDIC | $9.9B | Jul 2022 | Outstanding |
| BRYANT | FDIC | $55M | Dec 2021 | Satisfactory |
| SCOTLAND | FDIC | $36M | Nov 2021 | Satisfactory |