South Dakota
Community Reinvestment Act ratings · Search South Dakota banks
157 banks tracked
Current Rating Distribution
Outstanding
29
18.5%
Satisfactory
124
79.0%
Needs to Improve
4
2.5%
Substantial Noncompliance
0
0.0%
FIRST FSB OF SOUTH DAKOTA
RAPID CITY · OTS · Jul 1990
SatisfactoryTHE PEOPLES BANK
CONDE · FDIC · Dec 1997
OutstandingFIRST STATE BANK OF CLAREMONT
GROTON · FDIC · Jan 2016
SatisfactorySECURITY BANK MIDWEST
TYNDALL · FDIC · Jan 2026
SatisfactoryFIRST WESTERN BANK
WALL · FDIC · Mar 2008
SatisfactoryWESTERN DAKOTA BANK
TIMBER LAKE · FDIC · Nov 2025
SatisfactoryBANKSTAR FINANCIAL
ELKTON · FDIC · Feb 2025
SatisfactoryFIRST STATE BANK OF SINAI
SINAI · FDIC · Oct 1998
OutstandingFARMERS AND MERCHANTS STATE BANK
PLANKINTON · FDIC · Nov 2025
SatisfactoryHAMLIN COUNTY BANK
HAYTI · FDIC · Aug 1990
SatisfactoryDAKOTA PRAIRIE BANK
FORT PIERRE · FDIC · Jun 2020
SatisfactoryGREAT PLAINS BANK
EUREKA · FDIC · Jan 2025
SatisfactoryHOME FEDERAL BANK
SIOUX FALLS · OTS · May 2008
OutstandingAMERICAN BANK & TRUST
SIOUX FALLS · FDIC · Apr 2024
SatisfactoryFIRST FIDELITY BANK
BURKE · FDIC · Oct 2025
SatisfactoryFARMERS STATE BANK
FLANDREAU · FDIC · Feb 2007
SatisfactoryFARMERS STATE BANK
WINNER · FDIC · Sep 1992
SatisfactoryFARMERS STATE BANK
KAYLOR · FDIC · Jan 1998
SatisfactoryDAY COUNTY BANK
WEBSTER · FDIC · Oct 1999
Satisfactory1ST FINANCIAL BANK USA
DAKOTA DUNES · FDIC · Mar 2026
SatisfactoryRICHLAND STATE BANK
BRUCE · FDIC · Aug 2020
SatisfactoryPLAINS COMMERCE BANK
SIOUX FALLS · FDIC · Jan 2024
SatisfactoryDAKOTA STATE BANK
COLMAN · FDIC · Aug 1998
SatisfactoryDAKOTA STATE BANK
BLUNT · FDIC · Jan 2011
SatisfactoryTHE FIRST WESTERN BANK CUSTER
CUSTER · FDIC · Jan 2006
SatisfactoryFARMERS STATE BANK
PARKSTON · FDIC · Sep 2024
SatisfactoryCOMMUNITY BANK
AVON · FDIC · Aug 2023
SatisfactoryTRI-COUNTY STATE BANK
CHAMBERLAIN · FDIC · May 1995
SatisfactoryFIRST DAKOTA NATIONAL BANK
YANKTON · OCC · Sep 2024
OutstandingF & M BANK
MADISON · OTS · Oct 1994
SatisfactoryTHE FIRST NATIONAL BANK IN SIOUX FALLS
SIOUX FALLS · OCC · Jul 2025
OutstandingBROOKINGS FEDERAL BANK, A FSB
BROOKINGS · OTS · Jan 1994
SatisfactoryFIRST BANK & TRUST
BROOKINGS · FDIC · May 2023
SatisfactoryFIRST STATE BANK
ARMOUR · FDIC · May 2013
SatisfactoryBANKWEST, INC.
PIERRE · FDIC · Aug 2023
SatisfactoryFIRST BANK OF WHITE
WHITE · FDIC · Jul 2009
SatisfactoryBANK 360
BERESFORD · OTS · Mar 2011
SatisfactoryCORTRUST BANK
MITCHELL · FDIC · Aug 1998
OutstandingBRYANT STATE BANK
BRYANT · FDIC · Dec 2021
SatisfactorySECURITY STATE BANK
MADISON · FDIC · Apr 1990
SatisfactoryONE AMERICAN BANK
CENTERVILLE · FDIC · Aug 2025
Needs to ImproveFARMERS STATE BANK
STICKNEY · FDIC · Jun 2016
SatisfactorySTOCKMENS BANK
MARTIN · FDIC · Feb 1996
OutstandingTHE FARMERS STATE BANK OF TURTON
TURTON · FDIC · Sep 2024
SatisfactoryTHE FIRST NATIONAL BANK OF VOLGA
VOLGA · OCC · Aug 2009
SatisfactoryTHE FIRST NATIONAL BANK OF FREEMAN
FREEMAN · OCC · Nov 1998
SatisfactoryTHE ROBERTS COUNTY NATIONAL BANK
SISSETON · OCC · Jan 2015
Needs to ImproveTHE FIRST NATIONAL BANK OF WHITE
WHITE · OCC · Dec 1997
SatisfactoryHOME TRUST S & LA
VERMILLION · OTS · Jun 1991
Needs to ImproveFIRST WESTERN FEDERAL SAVINGS BANK
RAPID CITY · OTS · Jan 2007
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FSB OF SOUTH DAKOTA | RAPID CITY | OTS | Jul 1990 | Satisfactory |
| THE PEOPLES BANK | CONDE | FDIC | Dec 1997 | Outstanding |
| FIRST STATE BANK OF CLAREMONT | GROTON | FDIC | Jan 2016 | Satisfactory |
| SECURITY BANK MIDWEST | TYNDALL | FDIC | Jan 2026 | Satisfactory |
| FIRST WESTERN BANK | WALL | FDIC | Mar 2008 | Satisfactory |
| WESTERN DAKOTA BANK | TIMBER LAKE | FDIC | Nov 2025 | Satisfactory |
| BANKSTAR FINANCIAL | ELKTON | FDIC | Feb 2025 | Satisfactory |
| FIRST STATE BANK OF SINAI | SINAI | FDIC | Oct 1998 | Outstanding |
| FARMERS AND MERCHANTS STATE BANK | PLANKINTON | FDIC | Nov 2025 | Satisfactory |
| HAMLIN COUNTY BANK | HAYTI | FDIC | Aug 1990 | Satisfactory |
| DAKOTA PRAIRIE BANK | FORT PIERRE | FDIC | Jun 2020 | Satisfactory |
| GREAT PLAINS BANK | EUREKA | FDIC | Jan 2025 | Satisfactory |
| HOME FEDERAL BANK | SIOUX FALLS | OTS | May 2008 | Outstanding |
| AMERICAN BANK & TRUST | SIOUX FALLS | FDIC | Apr 2024 | Satisfactory |
| FIRST FIDELITY BANK | BURKE | FDIC | Oct 2025 | Satisfactory |
| FARMERS STATE BANK | FLANDREAU | FDIC | Feb 2007 | Satisfactory |
| FARMERS STATE BANK | WINNER | FDIC | Sep 1992 | Satisfactory |
| FARMERS STATE BANK | KAYLOR | FDIC | Jan 1998 | Satisfactory |
| DAY COUNTY BANK | WEBSTER | FDIC | Oct 1999 | Satisfactory |
| 1ST FINANCIAL BANK USA | DAKOTA DUNES | FDIC | Mar 2026 | Satisfactory |
| RICHLAND STATE BANK | BRUCE | FDIC | Aug 2020 | Satisfactory |
| PLAINS COMMERCE BANK | SIOUX FALLS | FDIC | Jan 2024 | Satisfactory |
| DAKOTA STATE BANK | COLMAN | FDIC | Aug 1998 | Satisfactory |
| DAKOTA STATE BANK | BLUNT | FDIC | Jan 2011 | Satisfactory |
| THE FIRST WESTERN BANK CUSTER | CUSTER | FDIC | Jan 2006 | Satisfactory |
| FARMERS STATE BANK | PARKSTON | FDIC | Sep 2024 | Satisfactory |
| COMMUNITY BANK | AVON | FDIC | Aug 2023 | Satisfactory |
| TRI-COUNTY STATE BANK | CHAMBERLAIN | FDIC | May 1995 | Satisfactory |
| FIRST DAKOTA NATIONAL BANK | YANKTON | OCC | Sep 2024 | Outstanding |
| F & M BANK | MADISON | OTS | Oct 1994 | Satisfactory |
| THE FIRST NATIONAL BANK IN SIOUX FALLS | SIOUX FALLS | OCC | Jul 2025 | Outstanding |
| BROOKINGS FEDERAL BANK, A FSB | BROOKINGS | OTS | Jan 1994 | Satisfactory |
| FIRST BANK & TRUST | BROOKINGS | FDIC | May 2023 | Satisfactory |
| FIRST STATE BANK | ARMOUR | FDIC | May 2013 | Satisfactory |
| BANKWEST, INC. | PIERRE | FDIC | Aug 2023 | Satisfactory |
| FIRST BANK OF WHITE | WHITE | FDIC | Jul 2009 | Satisfactory |
| BANK 360 | BERESFORD | OTS | Mar 2011 | Satisfactory |
| CORTRUST BANK | MITCHELL | FDIC | Aug 1998 | Outstanding |
| BRYANT STATE BANK | BRYANT | FDIC | Dec 2021 | Satisfactory |
| SECURITY STATE BANK | MADISON | FDIC | Apr 1990 | Satisfactory |
| ONE AMERICAN BANK | CENTERVILLE | FDIC | Aug 2025 | Needs to Improve |
| FARMERS STATE BANK | STICKNEY | FDIC | Jun 2016 | Satisfactory |
| STOCKMENS BANK | MARTIN | FDIC | Feb 1996 | Outstanding |
| THE FARMERS STATE BANK OF TURTON | TURTON | FDIC | Sep 2024 | Satisfactory |
| THE FIRST NATIONAL BANK OF VOLGA | VOLGA | OCC | Aug 2009 | Satisfactory |
| THE FIRST NATIONAL BANK OF FREEMAN | FREEMAN | OCC | Nov 1998 | Satisfactory |
| THE ROBERTS COUNTY NATIONAL BANK | SISSETON | OCC | Jan 2015 | Needs to Improve |
| THE FIRST NATIONAL BANK OF WHITE | WHITE | OCC | Dec 1997 | Satisfactory |
| HOME TRUST S & LA | VERMILLION | OTS | Jun 1991 | Needs to Improve |
| FIRST WESTERN FEDERAL SAVINGS BANK | RAPID CITY | OTS | Jan 2007 | Satisfactory |