Sioux Falls, SD · Federal Credit Union · Chartered in SD
Who can join
Employer / occupational group
Members
16,466
Net Worth Ratio
8.97%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$210.1M
Total Shares
$192.3M
Total Loans
$109.9M
Net Income
$238K
Net Worth Ratio
8.97%
≥7% = Well Capitalized
Members
16,466
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.79%
$863K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 210 | 165 | 15 | 78.6% | 7.1% |
| 2022 | 230 | 174 | 14 | 75.7% | 6.1% |
| 2021 | 92 | 62 | 6 | 67.4% | 6.5% |
No CFPB complaint data available for this credit union.
Service First Federal Credit Union
3901 E 10th St, Sioux Falls, SD, 57103-2133
Monday and Friday Lobby 9:00AM-5:30 PM Monday and Friday Drive-up 8:00AM-6:00PM Tueday Thru Thursday Lobby 9:00AM-4:30PM Tue
Falls Landingl Branch
1300 N Morrell Ave, Sioux Falls, SD, 57103-0158
Monday, Tuesday & Wednesday 9:00AM-4:30PM Thursday & Friday 8:00AM-5:30PM
Southwest Branch
3600 S Kiwanis Ave, Sioux Falls, SD, 57105
Monday - Friday Lobby 9:00AM-4:30PM Monday - Friday Drive-Up 8:00AM-5:30PM Saturday 9:00AM-1:00PM
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<a href="https://bankscorer.com/credit-union/service-first" target="_blank" rel="noopener">View SERVICE FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 57.2%· healthy range 60–80%