Rapid City, SD · Federal Credit Union · Chartered in SD
Who can join
Multiple / other
Members
108,871
Net Worth Ratio
10.45%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.37B
Total Shares
$2.13B
Total Loans
$1.65B
Net Income
$2.4M
Net Worth Ratio
10.45%
≥7% = Well Capitalized
Members
108,871
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.54%
$8.9M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,336 | 893 | 181 | 66.8% | 13.6% |
| 2022 | 1,714 | 1,237 | 196 | 72.2% | 11.4% |
| 2021 | 1,835 | 1,110 | 214 | 60.5% | 11.7% |
No CFPB complaint data available for this credit union.
Corporate
2700 N Plaza Dr, Rapid City, SD, 57702-9303
8:00 am - 5:00 pm Monday through Friday
East North Member Service Center
725 E North St, Rapid City, SD, 57701-1646
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
Elk Vale Member Service Center
950 Elk Vale Rd, Rapid City, SD, 57703-5705
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
Plaza Drive Member Service Center
2700 N Plaza Dr, Rapid City, SD, 57702-9303
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday
Mountain View Member Service Center
850 Mountain View Rd, Rapid City, SD, 57702-2520
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:00 a.m. - 5:30 p.m. ? Monday through Thursday 7:0
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<a href="https://bankscorer.com/credit-union/black-hills" target="_blank" rel="noopener">View BLACK HILLS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 77.7%· healthy range 60–80%
Custer Member Service Center
1135 Mount Rushmore Rd, Custer, SD, 57730-1726
Office hours 9:00 a.m. - 6:00 p.m. ? Monday-Friday 9:00 a.m. - 12:00 noon ? Saturday Drive-up hours 8:00 a.m. - 6:00 p.m. ?
Hot Springs Member Service Center
330 S Chicago St, Hot Springs, SD, 57747-2324
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:30 a.m. - 5:30 p.m. ? Monday through Friday 9:00
Spearfish Member Service Center
835 N Main St, Spearfish, SD, 57783-2037
Lobby hours 9:00 a.m. - 5:00 p.m. ? Monday through Friday Drive-up hours 7:30 a.m. - 5:30 p.m. ? Monday through Friday 8:00
WALL MEMBER SERVICE CENTER
115 S Blvd W, WALL, SD, 57790
M-F 9-5 LOBBY M-F 8-5:30 DRIVE UP SAT 9-12 DRIVE UP
Cheyenne River Member Service Center
PO Box 620, Eagle Butte, SD, 57625-0620
Monday - Friday: 9:00 - 3:00Open until 4:00 of Friday Tribal Paydays
11 more locations not shown.