Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$3.0B
Net Loans
$2.8B
Net Income
$12M
ROA
1.49%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.54%
Risk-Based Capital
12.10%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 708 | 80.93% | 5.93% |
| 2023 | 703 | 82.08% | 5.69% |
| 2022 | 995 | 82.61% | 4.52% |
| 2021 | 1,733 | 83.5% | 4.39% |
| 2020 | 2,327 | 88.53% | 3.70% |
| 2019 | 1,057 | 83.44% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Outstanding | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Oct 2017 | Outstanding | Intermediate Small Bank |
7 previous ratings locked — back to 1996
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Total Branches
17
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 5.77% |
| 2018 | 857 | 84.71% | 4.90% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red