🏦Bank Scorer

NORTHERN HILLS

Sturgis, SD · Federal Credit Union · Chartered in SD

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #6986Est. 1950RSSD: 341383

Members

12,667

Net Worth Ratio

9.77%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$196.6M

Peer Group 5

Members

12,667

as of latest quarter

Net Worth Ratio

9.77%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 759, Sturgis, SD 57785

Chartered

1950

Branch Locations

5 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$196.6M

Total Shares

$175.3M

Total Loans

$161.1M

Net Worth Ratio

9.77%

≥7% = Well Capitalized

Members

12,667

Delinquency Rate (60d+)

0.31%

$497K

Loan-to-share ratio: 91.9%· healthy range 60–80%

Branch Locations

NCUA

NHFCU01

1080 MAIN ST, STURGIS, SD, 57785

Monday-Friday 8:00-5:00 MT Saturday 9:00-12:00 MT Closed Holiday Weekends

MainATMDrive-thru

NHFCU03

2430 Platinum Dr, SPEARFISH, SD, 57783

Monday-Friday 8:00-5:00 MT Saturday 9:00-12:00 MT

ATMDrive-thru

NHFCU04

113 Comanche Rd, Fort Meade, SD, 57741

ATM ONLY. Office is closed. ATM located inside main entrance to the Ft. Meade VA Medical Center and available 24x7.

ATM

NHFCU05

78 Cliff St, Deadwood, SD, 57732

8:00 AM -5:00 PM M-F9:00 AM-12:00 PM S

ATMDrive-thru

NHFCU06

2211 Dakota Ave, Belle Fourche, SD, 57717

8:00 AM to 4:30 PM Monday Thru Friday 9:00 AM to Noon Saturday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023100841184.0%11.0%
2022131902768.7%20.6%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.