At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Consumer Complaints (12 mo)
None on record
0 per $B assets · filed with CFPB
Financial Health
Adequate
ROA 0.82%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$259M
Total Deposits
$242M
Net Loans
$134M
Net Income
$524K
ROA
0.82%
ROE
13.05%
Risk-Based Capital
0.00%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
3
Branch Deposits
$232M
1-Year Change
0
5-year net change: -1 branches
Last 12 Months
0
All Time
4
Monetary Relief
25%
Untimely Response
25%
Most common complaint type: Credit reporting, credit repair services, or other personal consumer reports· 0 per $B assets (12m)
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
8 previous ratings locked — dating back to 1991
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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