DAKOTA DUNES, SD · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$253M
Total Deposits
$197M
Net Loans
$161M
Net Income
$2M
ROA
2.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.92%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 84 | 38.1% | 21.43% |
| 2023 | 54 | 66.67% | 14.81% |
| 2022 | 69 | 75.36% | 10.14% |
| 2021 | 73 | 69.86% | 4.11% |
| 2019 | 79 | 73.42% | 7.59% |
| 2018 | 65 | 76.92% | 9.23% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2022 | Satisfactory | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1999
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Total Branches
3
Branch Deposits
$190M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red