Banks & credit unions · Search South Dakota banks
77 rated banks · 33 credit unions
South Dakota has 77 banks with a current CRA rating and 33 active credit unions regulated by the NCUA. 16 earned Outstanding, 2 need to improve.
Outstanding
16
20.8%
Satisfactory
59
76.6%
Needs to Improve
2
2.6%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
DACOTAH BK
ABERDEEN, SD · FRB · Jul 2025
THE FIRST NATIONAL BANK IN SIOUX FALLS
SIOUX FALLS, SD · OCC · Jul 2025
FIRST NATIONAL BANK IN PHILIP
PHILIP, SD · OCC · Jul 2025
MERCHANTS ST BK
FREEMAN, SD · FRB · Mar 2025
FIRST SAVINGS BANK
BERESFORD, SD · OCC · Jan 2025
FIRST DAKOTA NATIONAL BANK
YANKTON, SD · OCC · Sep 2024
CITIBANK, N.A.
SIOUX FALLS, SD · OCC · May 2024
FIRST NATIONAL BANK
FORT PIERRE, SD · OCC · Mar 2024
BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION
RAPID CITY, SD · OCC · Feb 2024
SUNRISE BANKS, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Aug 2023
WELLS FARGO BANK, NATIONAL ASSOCIATION
SIOUX FALLS, SD · OCC · Feb 2023
THE BANCORP BANK
SIOUX FALLS, SD · FDIC · Jul 2022
STATE BK OF ALCESTER
ALCESTER, SD · FRB · Aug 2016 ⚠
FIRST AMER B&TC
MADISON, SD · FRB · Nov 2002 ⚠
WELLS FARGO BANK, SOUTH DAKOTA, N.A.
SIOUX FALLS, SD · OCC · Mar 2000 ⚠
CORTRUST BANK
MITCHELL, SD · FDIC · Aug 1998 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| ABERDEEN | FRB | — | Jul 2025 | Outstanding | |
| SIOUX FALLS | OCC | $2.1B | Jul 2025 | Outstanding | |
| PHILIP | OCC | $466M | Jul 2025 | Outstanding | |
Sioux Falls · Federal Credit Union
$526.6M
37,283 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
BLACK HILLS LICU | Rapid City | 108,871 | $2.4B | 10.45% | Federal Credit Union |
DAKOTALAND LICU | Huron | 42,263 | $739.6M | 10.61% | Federal Credit Union |
| Sioux Falls | 37,283 | $526.6M | 11.06% | Federal Credit Union | |
| Sioux Falls | 19,670 | $282.4M | 9.87% | Federal Credit Union | |
| Sioux Falls | 16,466 | $210.1M | 8.97% | Federal Credit Union | |
HIGHMARK LICU | Rapid City | 13,724 | $260.1M | 7.51% | Federal Credit Union |
NORTHERN HILLS LICU | Sturgis | 12,667 | $196.6M | 9.77% | Federal Credit Union |
| Aberdeen | 11,751 | $200.2M | 16.72% | Federal Credit Union | |
| Sioux Falls | 11,714 | $212.6M | 9.40% | Federal Credit Union | |
SENTINEL LICU | Box Elder | 9,857 | $197.0M | 10.78% | Federal Credit Union |
| Yankton | 9,040 | $112.6M | 9.44% | Federal Credit Union | |
ASPEN LICU | Rapid City | 8,383 | $167.2M | 8.55% | Federal Credit Union |
| Aberdeen | 5,041 | $69.7M | 8.58% | Federal Credit Union | |
DAKOTA PLAINS LICU | Lemmon | 4,900 | $86.2M | 8.59% | Federal Credit Union |
| Kyle | 4,125 | $19.3M | 22.62% | Federal Credit Union | |
| Pierre | 3,565 | $45.0M | 15.85% | Federal Credit Union | |
FT RANDALL LICU | Wagner | 3,418 | $44.9M | 17.15% | Federal Credit Union |
| Watertown | 3,378 | $41.5M | 19.80% | Federal Credit Union | |
| Madison | 3,128 | $41.6M | 10.98% | Federal Credit Union | |
DAKOTA STAR LICU | Rapid City | 3,016 | $46.5M | 8.40% | Federal Credit Union |
| Watertown | 2,963 | $31.8M | 11.13% | Federal Credit Union | |
| Britton | 2,810 | $77.9M | 15.02% | Federal Credit Union | |
COTEAU VALLEY LICU | Sisseton | 2,216 | $18.9M | 9.73% | Federal Credit Union |
| Huron | 1,759 | $41.4M | 13.68% | Federal Credit Union | |
CONSUMER'S LICU | Gregory | 1,613 | $22.1M | 9.12% | Federal Credit Union |
| Mitchell | 1,562 | $16.4M | 9.80% | Federal Credit Union | |
RUSHMORE ELECTRIC LICU | Rapid City | 1,423 | $29.2M | 9.79% | Federal Credit Union |
| Agency Village | 1,188 | $5.1M | 40.72% | Federal Credit Union | |
MINUTEMAN LICU | Rapid City | 1,163 | $16.3M | 13.24% | Federal Credit Union |
| Huron | 854 | $18.5M | 12.28% | Federal Credit Union | |
DACOTAH LICU | Rapid City | 828 | $11.1M | 10.17% | Federal Credit Union |
| Huron | 788 | $4.9M | 8.71% | Federal Credit Union | |
| Huron | 492 | $5.3M | 16.56% | Federal Credit Union |
| FREEMAN |
| FRB |
| — |
| Mar 2025 |
| Outstanding |
| BERESFORD | OCC | — | Jan 2025 | Outstanding |
| YANKTON | OCC | $3.3B | Sep 2024 | Outstanding |
| SIOUX FALLS | OCC | $1.93T | May 2024 | Outstanding |
| FORT PIERRE | OCC | — | Mar 2024 | Outstanding |
| RAPID CITY | OCC | — | Feb 2024 | Outstanding |
| SIOUX FALLS | OCC | $2.7B | Aug 2023 | Outstanding |
| SIOUX FALLS | OCC | $1.85T | Feb 2023 | Outstanding |
| SIOUX FALLS | FDIC | $9.9B | Jul 2022 | Outstanding |
| ALCESTER | FRB | — | Aug 2016⚠ | Outstanding |
| MADISON | FRB | — | Nov 2002⚠ | Outstanding |
| SIOUX FALLS | OCC | — | Mar 2000⚠ | Outstanding |
| MITCHELL | FDIC | $1.6B | Aug 1998⚠ | Outstanding |