AREA
Aberdeen, SD · Federal Credit Union · Chartered in SD
Who can join
Employer / occupational group
Members
11,751
Net Worth Ratio
16.72%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$200.2M
Peer Group 5
Members
11,751
as of latest quarter
Net Worth Ratio
16.72%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$200.2M
Total Shares
$166.6M
Total Loans
$135.8M
Net Worth Ratio
16.72%
≥7% = Well Capitalized
Members
11,751
Delinquency Rate (60d+)
0.20%
$273K
Loan-to-share ratio: 81.5%· healthy range 60–80%
Branch Locations
NCUAArea Federal Credit Union
2324 8TH AVE NE, ABERDEEN, SD, 57401
Lobby M-F 9:00 AM - 5:00 PM Driveup M-F 7:30 AM - 6:00 PM SAT 9:00 - NOON ATM 24/7
Watertown Temporary Branch
113 1st Ave NW, Watertown, SD, 57201
M-F 9-5:00
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/area" target="_blank" rel="noopener">View AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.