Aberdeen, SD · Federal Credit Union · Chartered in SD
Who can join
Employer / occupational group
Members
11,751
Net Worth Ratio
16.72%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$200.2M
Total Shares
$166.6M
Total Loans
$135.8M
Net Worth Ratio
16.72%
≥7% = Well Capitalized
Members
11,751
Delinquency Rate (60d+)
0.20%
$273K
Loan-to-share ratio: 81.5%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Area Federal Credit Union
2324 8TH AVE NE, ABERDEEN, SD, 57401
Lobby M-F 9:00 AM - 5:00 PM Driveup M-F 7:30 AM - 6:00 PM SAT 9:00 - NOON ATM 24/7
Watertown Temporary Branch
113 1st Ave NW, Watertown, SD, 57201
M-F 9-5:00
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<a href="https://bankscorer.com/credit-union/area" target="_blank" rel="noopener">View AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.