Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$2.0B
Net Loans
$1.5B
Net Income
$7M
ROA
1.23%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.52%
Risk-Based Capital
16.37%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 624 | 63.3% | 14.58% |
| 2023 | 506 | 78.26% | 6.13% |
| 2022 | 776 | 76.29% | 4.12% |
| 2021 | 829 | 84.56% | 3.86% |
| 2020 | 920 | 85.98% | 5.00% |
| 2019 | 438 | 84.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
20
Branch Deposits
$1.7B
1-Year Change
+1
5-year net change: +7 branches
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Preview:
| 2018 | 294 | 84.01% | 2.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red