At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 2.87%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$9.9B
Total Deposits
$8.4B
Net Loans
$7.8B
Net Income
$69M
ROA
2.87%
ROE
31.71%
Risk-Based Capital
15.10%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
1
Branch Deposits
$7.8B
1-Year Change
0
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,225 | 76.65% | 9.31% |
| 2023 | 1,151 | 76.46% | 6.95% |
| 2022 | 1,639 | 73.03% | 8.97% |
| 2021 | 3,588 | 74.5% | 7.97% |
| 2020 | 1,890 | 73.86% | 10.00% |
| 2019 | 1,830 | 78.31% | 7.43% |
| 2018 | 1,706 | 72.68% | 10.73% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
7 previous ratings locked — dating back to 2002
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/19dc23c0-0de0-43a3-b091-bdb150b7c83a" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: