Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$986M
Total Deposits
$874M
Net Loans
$545M
Net Income
$4M
ROA
1.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.16%
Risk-Based Capital
19.11%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 173 | 77.46% | 4.62% |
| 2023 | 161 | 68.32% | 10.56% |
| 2022 | 273 | 74.73% | 8.79% |
| 2021 | 429 | 75.52% | 9.79% |
| 2020 | 505 | 74.46% | 10.69% |
| 2019 | 289 | 73.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Nov 2016 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2013
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Total Branches
7
Branch Deposits
$860M
1-Year Change
0
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Preview:
| 2018 | 274 | 73.72% | 12.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red