🏦Bank Scorer

BLUESTONE

Sioux Falls, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Employer / occupational group

Charter #2874Est. 1938RSSD: 871479

Members

11,714

Net Worth Ratio

9.40%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$212.6M

Peer Group 5

Members

11,714

as of latest quarter

Net Worth Ratio

9.40%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 90240, Sioux Falls, SD 57109-0240

Chartered

1938

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$212.6M

Total Shares

$179.8M

Total Loans

$119.4M

Net Income

$556K

Net Worth Ratio

9.40%

≥7% = Well Capitalized

Members

11,714

Return on Assets

0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.55%

$659K

Loan-to-share ratio: 66.4%· healthy range 60–80%

Branch Locations

NCUA

Southwest Branch

5010 S Solberg Ave, Sioux Falls, SD, 57108-2232

7:30 am - 5:30 pm Monday - Friday 9:00 am -12:00 pm Saturday

MainATMDrive-thru

East Branch

3400 S Sycamore Ave, Sioux Falls, SD, 57110-4412

7:30 am - 5:30 pm Monday-Friday 9:00 am - 12:00 pm Saturday

ATMDrive-thru

North Branch

901 N West Ave, Sioux Falls, SD, 57104

7:30 am - 5:30 pm Monday - Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
202379561770.9%21.5%
20221701391481.8%8.2%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.