🏦Bank Scorer

PALACE CITY

Mitchell, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Community — open geographic area

Charter #13103Est. 1959RSSD: 936387

Members

1,562

Net Worth Ratio

9.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$16.4M

Peer Group 3

Members

1,562

as of latest quarter

Net Worth Ratio

9.80%

Well Capitalized

Institution Profile

NCUA

Address

720 West Havens Ave, Mitchell, SD 57301

Chartered

1959

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$16.4M

Total Shares

$14.7M

Total Loans

$6.8M

Net Income

$9K

Net Worth Ratio

9.80%

≥7% = Well Capitalized

Members

1,562

Return on Assets

0.06%

annualized · >0.5% healthy

Loan-to-share ratio: 46.4%· healthy range 60–80%

Branch Locations

NCUA

Palace City Federal Credit Union

720 W Havens Ave, Mitchell, SD, 57301

M-F 8:00 am - 6:00 pm

MainDrive-thru

VisiFi

22 INVERNESS CENTER PKWY STE 400, HOOVER, AL, 35242

M - S 8:00 am - 6:00 pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.