Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$156M
Total Deposits
$135M
Net Loans
$117M
Net Income
$856K
ROA
2.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
24.39%
Risk-Based Capital
11.56%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 203 | 81.77% | 3.94% |
| 2023 | 182 | 86.81% | 7.14% |
| 2022 | 300 | 88.33% | 6.00% |
| 2021 | 514 | 92.8% | 2.53% |
| 2020 | 664 | 89.76% | 4.52% |
| 2019 | 429 | 86.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Small Bank |
| Oct 2019 | Satisfactory | Small Bank |
| Mar 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$123M
1-Year Change
0
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Preview:
| 2018 | 340 | 86.47% | 6.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red