🏦Bank Scorer

COMMERCIAL STATE BANK, OF WAGNER

WAGNER, SD · Supervised by FDIC

Est. 1902FDIC #9,932RSSD: FDIC-9932
Part ofCOMMERCIAL HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: October 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.68%

Institution Profile

FDIC BankFind

Address

204 S Main Ave, WAGNER, SD

County

Charles Mix County

Established

May 31, 1902

Total Assets

$263M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Oct 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$263M

Total Deposits

$230M

Net Loans

$153M

Net Income

$2M

ROA

2.68%

ROE

25.27%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$221M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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