PATHWARD, NATIONAL ASSOCIATION

SIOUX FALLS, SD · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1954FDIC #30,776

Satisfactory

Current rating · Exam: January 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 4.00%

Institution Profile

FDIC BankFind

Website

www.pathward.com

Address

5501 S Broadband Ln, SIOUX FALLS, SD

County

Lincoln County

Established

January 1, 1954

Total Assets

$7.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 29, 2024

Exam Type

Strategic Plan

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Jan 2028(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.1B

Total Deposits

$5.9B

Net Loans

$4.8B

Net Income

$73M

ROA

4.00%

ROE

33.07%

Risk-Based Capital

14.49%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$6.0B

1-Year Change

This is the only examination on record for this bank.

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