Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.9B
Total Deposits
$4.3B
Net Loans
$3.4B
Net Income
$16M
ROA
1.30%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.72%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,951 | 69.61% | 12.56% |
| 2023 | 1,912 | 69.51% | 11.87% |
| 2022 | 3,767 | 72.82% | 8.20% |
| 2021 | 6,394 | 77.81% | 5.90% |
| 2020 | 6,875 | 79.9% | 4.87% |
| 2019 | 1,839 | 83.69% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Large Bank |
| May 2020 | Satisfactory | Large Bank |
| May 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Total Branches
22
Branch Deposits
$4.1B
1-Year Change
0
5-year net change: +6 branches
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Preview:
| 5.27% |
| 2018 | 1,523 | 87% | 3.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red