Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$360M
Total Deposits
$241M
Net Loans
$264M
Net Income
$-1,737K
ROA
-1.94%
Below avg for Small banks. Peer avg: 0.44%
ROE
-25.44%
Risk-Based Capital
16.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 22 | 36.36% | 4.55% |
| 2022 | 245 | 71.02% | 1.22% |
| 2021 | 12,424 | 67.51% | 0.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Needs to Improve | Intermediate Small Bank |
| Mar 2019 | Satisfactory | Small Bank |
| May 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$260M
1-Year Change
0
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