Banks & credit unions · Search Florida banks
168 rated banks · 107 credit unions
Florida has 168 banks with a current CRA rating and 107 active credit unions regulated by the NCUA. 19 earned Outstanding, 4 need to improve.
Outstanding
19
11.3%
Satisfactory
145
86.3%
Needs to Improve
4
2.4%
Substantial Noncompliance
0
0.0%
BANESCO USA
MIAMI, FL · FDIC · Mar 2026
INTRACOASTAL BANK
PALM COAST, FL · FDIC · Mar 2026
HELM BANK USA
MIAMI, FL · FDIC · Jan 2026
UNITED SOUTHERN BANK
UMATILLA, FL · FDIC · Dec 2025
BANCO DO BRASIL AMERICAS
MIAMI, FL · FDIC · Dec 2025
THE BANK OF TAMPA
TAMPA, FL · FDIC · Dec 2025
MAINSTREET COMMUNITY BANK OF FLORIDA
DELAND, FL · FDIC · Oct 2025
PARADISE BK
BOCA RATON, FL · FRB · Sep 2025
RAYMOND JAMES BK
SAINT PETERSBURG, FL · FRB · Aug 2025
AMERANT BANK, NATIONAL ASSOCIATION
CORAL GABLES, FL · OCC · Jul 2025
FIRST BANK
CLEWISTON, FL · FDIC · Jul 2025
ANCHOR BK
PALM BEACH GARDENS, FL · FRB · Jun 2025
PACIFIC NATIONAL BANK
MIAMI, FL · OCC · Jun 2025
SEACOAST NATIONAL BANK
STUART, FL · OCC · May 2025
PEOPLES BANK OF GRACEVILLE
GRACEVILLE, FL · FDIC · May 2025
PRIME MERIDIAN BANK
TALLAHASSEE, FL · FDIC · Apr 2025
EVERMORE BANK
FORT LAUDERDALE, FL · FDIC · Apr 2025
TCM BANK, N.A.
TAMPA, FL · OCC · Feb 2025
GROVE B&TC
MIAMI, FL · FRB · Feb 2025
SURETY BANK
DELAND, FL · FDIC · Feb 2025
FINEMARK NATIONAL BANK AND TRUST
FORT MYERS, FL · OCC · Jan 2025
BANKFLORIDA
DADE CITY, FL · FDIC · Jan 2025
SANIBEL CAPTIVA COMMUNITY BANK
SANIBEL, FL · FDIC · Jan 2025
COMMERCE B&TC
WINTER PARK, FL · FRB · Dec 2024
EVERBANK, NATIONAL ASSOCIATION
JACKSONVILLE, FL · OCC · Nov 2024
BANKUNITED, NATIONAL ASSOCIATION
MIAMI LAKES, FL · OCC · Oct 2024
MARINE BANK & TRUST COMPANY
VERO BEACH, FL · FDIC · Oct 2024
CITIZENS BANK AND TRUST
FROSTPROOF, FL · FDIC · Sep 2024
GULF COAST BUSINESS BANK
FORT MYERS, FL · FDIC · Sep 2024
OPTIMUMBANK
FORT LAUDERDALE, FL · FDIC · Sep 2024
CITY NATIONAL BANK OF FLORIDA
MIAMI, FL · OCC · Aug 2024
EASTERN NATIONAL BANK
MIAMI, FL · OCC · Jul 2024
AXIOM BANK, NATIONAL ASSOCIATION
MAITLAND, FL · OCC · Jul 2024
CENTRAL BANK
TAMPA, FL · FDIC · Jul 2024
COMMUNITY BANK OF THE SOUTH
MERRITT ISLAND, FL · FDIC · Jul 2024
CENTURY BK OF FL
TAMPA, FL · FRB · Jun 2024
MADISON COUNTY COMMUNITY BANK
MADISON, FL · FDIC · Jun 2024
FIRST STATE BANK OF THE FLORIDA KEYS
KEY WEST, FL · FDIC · Jun 2024
LOCALITY BANK
FORT LAUDERDALE, FL · FDIC · Jun 2024
SOUTHSTATE BANK, NATIONAL ASSOCIATION
WINTER HAVEN, FL · OCC · May 2024
CAPITAL CITY BK
TALLAHASSEE, FL · FRB · Mar 2024
CYPRESS BANK & TRUST
MELBOURNE, FL · FDIC · Jan 2024
WATERFALL BANK
CLEARWATER, FL · FDIC · Jan 2024
NEWTEK BANK, NATIONAL ASSOCIATION
MIAMI, FL · OCC · Dec 2023
OCEAN BANK
MIAMI, FL · FDIC · Dec 2023
COGENT BANK
ORLANDO, FL · FDIC · Dec 2023
HEARTLAND NATIONAL BANK
ClosedSEBRING, FL · OCC · Nov 2023
BANK OF CENTRAL FLORIDA
LAKELAND, FL · FDIC · Nov 2023
AMERICAN NATIONAL BANK
ClosedOAKLAND PARK, FL · OCC · Sep 2023
FNBT BANK
FORT WALTON BEACH, FL · FDIC · Sep 2023
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MIAMI | FDIC | $5.8B | Mar 2026 | Satisfactory | |
| PALM COAST | FDIC | $565M | Mar 2026 | Satisfactory | |
| MIAMI | FDIC | $1.2B | Jan 2026 | Needs to Improve | |
| UMATILLA |
| FDIC |
| $843M |
| Dec 2025 |
| Satisfactory |
| MIAMI | FDIC | $3.4B | Dec 2025 | Needs to Improve |
| TAMPA | FDIC | $3.1B | Dec 2025 | Satisfactory |
| DELAND | FDIC | $948M | Oct 2025 | Satisfactory |
| BOCA RATON | FRB | — | Sep 2025 | Satisfactory |
| SAINT PETERSBURG | FRB | — | Aug 2025 | Outstanding |
| CORAL GABLES | OCC | $9.9B | Jul 2025 | Satisfactory |
| CLEWISTON | FDIC | $823M | Jul 2025 | Satisfactory |
| PALM BEACH GARDENS | FRB | — | Jun 2025 | Satisfactory |
| MIAMI | OCC | — | Jun 2025 | Satisfactory |
| STUART | OCC | $21.1B | May 2025 | Outstanding |
| GRACEVILLE | FDIC | $118M | May 2025 | Satisfactory |
| TALLAHASSEE | FDIC | $956M | Apr 2025 | Satisfactory |
| FORT LAUDERDALE | FDIC | $314M | Apr 2025 | Satisfactory |
| TAMPA | OCC | — | Feb 2025 | Satisfactory |
| MIAMI | FRB | — | Feb 2025 | Satisfactory |
| DELAND | FDIC | $223M | Feb 2025 | Satisfactory |
| FORT MYERS | OCC | — | Jan 2025 | Satisfactory |
| DADE CITY | FDIC | $439M | Jan 2025 | Satisfactory |
| SANIBEL | FDIC | $1.0B | Jan 2025 | Satisfactory |
| WINTER PARK | FRB | — | Dec 2024 | Satisfactory |
| JACKSONVILLE | OCC | — | Nov 2024 | Satisfactory |
| MIAMI LAKES | OCC | — | Oct 2024 | Satisfactory |
| VERO BEACH | FDIC | $657M | Oct 2024 | Satisfactory |
| FROSTPROOF | FDIC | $1.5B | Sep 2024 | Satisfactory |
| FORT MYERS | FDIC | $192M | Sep 2024 | Satisfactory |
| FORT LAUDERDALE | FDIC | $1.3B | Sep 2024 | Satisfactory |
| MIAMI | OCC | $28.6B | Aug 2024 | Outstanding |
| MIAMI | OCC | $74M | Jul 2024 | Satisfactory |
| MAITLAND | OCC | $774M | Jul 2024 | Satisfactory |
| TAMPA | FDIC | $390M | Jul 2024 | Satisfactory |
| MERRITT ISLAND | FDIC | $252M | Jul 2024 | Satisfactory |
| TAMPA | FRB | — | Jun 2024 | Satisfactory |
| MADISON | FDIC | $210M | Jun 2024 | Satisfactory |
| KEY WEST | FDIC | $1.2B | Jun 2024 | Satisfactory |
| FORT LAUDERDALE | FDIC | $358M | Jun 2024 | Satisfactory |
| WINTER HAVEN | OCC | $67.9B | May 2024 | Satisfactory |
| TALLAHASSEE | FRB | — | Mar 2024 | Satisfactory |
| MELBOURNE | FDIC | $221M | Jan 2024 | Satisfactory |
| CLEARWATER | FDIC | $422M | Jan 2024 | Satisfactory |
| MIAMI | OCC | $2.2B | Dec 2023 | Satisfactory |
| MIAMI | FDIC | $7.5B | Dec 2023 | Satisfactory |
| ORLANDO | FDIC | $2.4B | Dec 2023 | Satisfactory |
HEARTLAND NATIONAL BANKClosed | SEBRING | OCC | $785M | Nov 2023 | Satisfactory |
| LAKELAND | FDIC | $1.3B | Nov 2023 | Satisfactory |
AMERICAN NATIONAL BANKClosed | OAKLAND PARK | OCC | $452M | Sep 2023 | Satisfactory |
| FORT WALTON BEACH | FDIC | $654M | Sep 2023 | Satisfactory |