Banks & credit unions · Search Utah banks
58 rated banks · 52 credit unions
Utah has 58 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 19 earned Outstanding, 2 need to improve, 1 in Substantial Noncompliance.
Outstanding
19
32.8%
Satisfactory
36
62.1%
Needs to Improve
2
3.4%
Substantial Noncompliance
1
1.7%
NCUA 5300 Call Report · CRA-exempt
NELNET BANK
DRAPER, UT · FDIC · Mar 2026
MILESTONE BANK
SALT LAKE CITY, UT · FDIC · Jan 2026
UTAH INDEP BK
SALINA, UT · FRB · Nov 2025
WEX BANK
SANDY, UT · FDIC · Oct 2025
HOME SAVINGS BANK
SALT LAKE CITY, UT · FDIC · Sep 2025
PRIME ALLIANCE BANK
WOODS CROSS, UT · FDIC · Sep 2025
CACHE VALLEY BANK
LOGAN, UT · FDIC · Aug 2025
CONTINENTAL BANK
SALT LAKE CITY, UT · FDIC · Jul 2025
THE PITNEY BOWES BANK, INC.
SALT LAKE CITY, UT · FDIC · Jul 2025
AMERICAN EXPRESS NATIONAL BANK
SANDY, UT · OCC · Jun 2025
SYNCHRONY BANK
DRAPER, UT · OCC · May 2025
TRANSPORTATION ALLIANCE BANK, INC. D/B/A TAB BANK
OGDEN, UT · FDIC · May 2025
ALLY BK
SANDY, UT · FRB · Apr 2025
SUNWEST BANK
SANDY, UT · FDIC · Mar 2025
STATE BANK OF SOUTHERN UTAH
CEDAR CITY, UT · FDIC · Dec 2024
GREEN DOT BK
PROVO, UT · FRB · Nov 2024
BMW BANK OF NORTH AMERICA
SALT LAKE CITY, UT · FDIC · Sep 2024
LENDINGCLUB BANK, NATIONAL ASSOCIATION
LEHI, UT · OCC · Aug 2024
FIRST UTAH BANK
SALT LAKE CITY, UT · FDIC · Aug 2024
ZIONS BANCORPORATION, NATIONAL ASSOCIATION
SALT LAKE CITY, UT · OCC · Jul 2024
UBS BANK USA
SALT LAKE CITY, UT · FDIC · Jul 2024
MEDALLION BANK
SALT LAKE CITY, UT · FDIC · Jun 2024
LIBERTY BANK, INC.
SALT LAKE CITY, UT · FDIC · May 2024
COMENITY CAPITAL BANK
DRAPER, UT · FDIC · Mar 2024
SALLIE MAE BANK
SALT LAKE CITY, UT · FDIC · Mar 2024
FIRST ELECTRONIC BANK
SALT LAKE CITY, UT · FDIC · Feb 2024
GRAND VALLEY BANK
HEBER CITY, UT · FDIC · Feb 2024
CELTIC BANK
SALT LAKE CITY, UT · FDIC · Jan 2024
CENTRAL BANK
PROVO, UT · FDIC · Nov 2023
BANK OF UTAH
OGDEN, UT · FDIC · Nov 2023
FINWISE BANK
MURRAY, UT · FDIC · Oct 2023
OPTUM BANK, INC.
DRAPER, UT · FDIC · Sep 2023
SQUARE FINANCIAL SERVICES, INC.
SALT LAKE CITY, UT · FDIC · Aug 2023
SOFI BANK, NATIONAL ASSOCIATION
COTTONWOOD HEIGHTS, UT · OCC · Jun 2023
CAPITAL COMMUNITY BANK
PROVO, UT · FDIC · Jun 2023
MERRICK BANK
SOUTH JORDAN, UT · FDIC · Jun 2023
VARO BANK, NATIONAL ASSOCIATION
DRAPER, UT · OCC · Feb 2023
MORGAN STANLEY BANK, N.A.
SALT LAKE CITY, UT · OCC · Feb 2023
WEBBANK
SALT LAKE CITY, UT · FDIC · May 2021 ⚠
BANK OF UT
OGDEN, UT · FRB · Jan 2021 ⚠
HOLLADAY BANK & TRUST
SALT LAKE CITY, UT · FDIC · Jan 2021 ⚠
BRIGHTON BANK
SALT LAKE CITY, UT · FDIC · Sep 2020 ⚠
MARLIN BUS BK
SALT LAKE CITY, UT · FRB · Jun 2019 ⚠
FIRST UT BK
SALT LAKE CITY, UT · FRB · Apr 2017 ⚠
FIRST NATIONAL BANK OF LAYTON
LAYTON, UT · OCC · Jun 2016 ⚠
AMERICAN EXPRESS CENTURION BANK
SANDY, UT · FDIC · Jun 2016 ⚠
AMERICAN EXPRESS BANK, FSB
SALT LAKE CITY, UT · OCC · Dec 2015 ⚠
HERITAGE BANK
ST. GEORGE, UT · OCC · Oct 2014 ⚠
ALLY BANK
SANDY, UT · FDIC · Sep 2014 ⚠
FRANKLIN TEMPLETON BANK & TRUST, F.S.B
SALT LAKE CITY, UT · OCC · Mar 2014 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| DRAPER | FDIC | $2.5B | Mar 2026 | Outstanding | |
| SALT LAKE CITY | FDIC | $361M | Jan 2026 | Satisfactory | |
| SALINA | FRB | — | Nov 2025 | Satisfactory | |
GOLDENWEST
Ogden · Federal Credit Union
$4.1B
209,927 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
AMERICA FIRST LICU | Riverdale | 1,552,965 | $24.7B | 11.61% | Federal Credit Union |
MOUNTAIN AMERICA LICU | Sandy | 1,433,256 | $22.7B | 9.41% | Federal Credit Union |
GOLDENWEST LICU | Ogden | 209,927 | $4.1B | 13.16% | Federal Credit Union |
UTAH COMMUNITY LICU | Provo | 268,370 | $3.9B | 10.47% | Federal Credit Union |
CANYON VIEW LICU | Salt Lake City | 115,569 | $2.1B | 9.65% | Federal Credit Union |
CYPRUS LICU | West Jordan | 162,120 | $2.1B | 12.33% | Federal Credit Union |
DESERET FIRST LICU | West Valley Cit | 87,493 | $1.3B | 8.51% | Federal Credit Union |
UTAH FIRST LICU | Salt Lake City | 45,230 | $1.2B | 10.20% | Federal Credit Union |
| Murray | 30,908 | $1.1B | 13.48% | State Credit Union | |
GRANITE LICU | Salt Lake City | 40,620 | $917.0M | 9.91% | Federal Credit Union |
WASATCH PEAKS LICU | Ogden | 31,964 | $658.2M | 10.40% | Federal Credit Union |
| South Jordan | 25,750 | $421.4M | 9.02% | Federal Credit Union | |
AMERICAN UNITED LICU | West Jordan | 21,084 | $394.2M | 11.02% | Federal Credit Union |
| Orem | 19,839 | $362.8M | 10.07% | State Credit Union | |
ELEVATE LICU | Brigham City | 15,277 | $260.0M | 20.43% | Federal Credit Union |
| Price | 12,689 | $224.5M | 13.47% | Federal Credit Union | |
MEMBERS FIRST LICU | Brigham City | 13,576 | $206.1M | 14.68% | State Credit Union |
| Farmington | 12,367 | $186.7M | 11.36% | Federal Credit Union | |
| Ogden | 9,173 | $173.1M | 8.99% | Federal Credit Union | |
HERCULES FIRST LICU | Salt Lake City | 8,725 | $164.4M | 9.48% | Federal Credit Union |
| Moroni | 8,889 | $160.8M | 12.35% | State Credit Union | |
| Springville | 8,664 | $141.6M | 9.09% | State Credit Union | |
DESERT RIVERS LICU | Moab | 8,499 | $112.9M | 8.47% | Federal Credit Union |
| Provo | 4,437 | $69.7M | 11.49% | State Credit Union | |
| Draper | 3,466 | $69.4M | 10.38% | State Credit Union | |
KINGS PEAK LICU | Roosevelt | 3,926 | $65.4M | 9.19% | State Credit Union |
| Fillmore | 4,561 | $64.3M | 11.66% | State Credit Union | |
| Ogden | 2,590 | $61.7M | 9.84% | State Credit Union | |
| Huntington | 3,472 | $48.6M | 13.28% | Federal Credit Union | |
| Nephi | 2,916 | $46.1M | 34.28% | Federal Credit Union | |
LU 354 I B E W LICU | Salt Lake City | 2,640 | $39.9M | 16.47% | Federal Credit Union |
| Salt Lake City | 3,088 | $39.2M | 9.53% | State Credit Union | |
| Salt Lake City | 2,376 | $37.9M | 27.17% | State Credit Union | |
LOGAN MEDICAL LICU | Logan | 1,979 | $32.8M | 18.41% | Federal Credit Union |
SAN JUAN LICU | Blanding | 4,808 | $31.1M | 13.16% | State Credit Union |
NEW HEIGHTS LICU | Logan | 2,173 | $28.2M | 14.57% | Federal Credit Union |
RIDGELINE LICU | Salt Lake City | 1,495 | $27.0M | 9.53% | Federal Credit Union |
| Salt Lake City | 2,156 | $24.6M | 11.88% | State Credit Union | |
| Morgan | 1,773 | $21.2M | 12.90% | Federal Credit Union | |
| Salt Lake City | 1,138 | $17.0M | 18.40% | Federal Credit Union | |
C U P LICU | Provo | 791 | $10.0M | 11.38% | Federal Credit Union |
| Richfield | 680 | $7.2M | 19.35% | State Credit Union | |
| Salt Lake City | 1,040 | $6.3M | 17.92% | Federal Credit Union | |
| Bountiful | 689 | $6.0M | 32.18% | State Credit Union | |
| Vernal | 929 | $4.0M | 20.56% | State Credit Union | |
| Orem | 530 | $2.7M | 14.39% | Federal Credit Union | |
| Woods Cross | 216 | $1.9M | 19.40% | Federal Credit Union | |
NORTH SANPETE LICU | Fairview | 346 | $1.2M | 23.30% | Federal Credit Union |
| Manti | 196 | $1.2M | 11.81% | State Credit Union | |
| Vernal | 151 | $448K | 30.39% | Federal Credit Union |
| SANDY |
| FDIC |
| $9.5B |
| Oct 2025 |
| Satisfactory |
| SALT LAKE CITY | FDIC | $111M | Sep 2025 | Needs to Improve |
| WOODS CROSS | FDIC | $1.1B | Sep 2025 | Satisfactory |
| LOGAN | FDIC | $3.5B | Aug 2025 | Satisfactory |
| SALT LAKE CITY | FDIC | $181M | Jul 2025 | Satisfactory |
| SALT LAKE CITY | FDIC | $833M | Jul 2025 | Outstanding |
| SANDY | OCC | — | Jun 2025 | Outstanding |
| DRAPER | OCC | — | May 2025 | Outstanding |
| OGDEN | FDIC | $1.6B | May 2025 | Satisfactory |
| SANDY | FRB | — | Apr 2025 | Outstanding |
| SANDY | FDIC | $4.3B | Mar 2025 | Satisfactory |
| CEDAR CITY | FDIC | $2.7B | Dec 2024 | Satisfactory |
| PROVO | FRB | — | Nov 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $13.0B | Sep 2024 | Needs to Improve |
| LEHI | OCC | $11.8B | Aug 2024 | Satisfactory |
| SALT LAKE CITY | FDIC | $846M | Aug 2024 | Satisfactory |
| SALT LAKE CITY | OCC | — | Jul 2024 | Satisfactory |
| SALT LAKE CITY | FDIC | $122.3B | Jul 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $2.7B | Jun 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $12M | May 2024 | Substantial Noncompliance |
| DRAPER | FDIC | $13.3B | Mar 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $29.5B | Mar 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $429M | Feb 2024 | Satisfactory |
| HEBER CITY | FDIC | $597M | Feb 2024 | Satisfactory |
| SALT LAKE CITY | FDIC | $5.0B | Jan 2024 | Satisfactory |
| PROVO | FDIC | $2.1B | Nov 2023 | Satisfactory |
| OGDEN | FDIC | $3.7B | Nov 2023 | Satisfactory |
| MURRAY | FDIC | $890M | Oct 2023 | Satisfactory |
| DRAPER | FDIC | $21.0B | Sep 2023 | Outstanding |
| SALT LAKE CITY | FDIC | $1.8B | Aug 2023 | Outstanding |
| COTTONWOOD HEIGHTS | OCC | $49.7B | Jun 2023 | Satisfactory |
| PROVO | FDIC | $1.5B | Jun 2023 | Satisfactory |
| SOUTH JORDAN | FDIC | $8.9B | Jun 2023 | Outstanding |
| DRAPER | OCC | $374M | Feb 2023 | Satisfactory |
| SALT LAKE CITY | OCC | — | Feb 2023 | Outstanding |
| SALT LAKE CITY | FDIC | $2.6B | May 2021⚠ | Outstanding |
| OGDEN | FRB | — | Jan 2021⚠ | Outstanding |
| SALT LAKE CITY | FDIC | $72M | Jan 2021⚠ | Satisfactory |
| SALT LAKE CITY | FDIC | $317M | Sep 2020⚠ | Satisfactory |
| SALT LAKE CITY | FRB | — | Jun 2019⚠ | Satisfactory |
| SALT LAKE CITY | FRB | — | Apr 2017⚠ | Satisfactory |
| LAYTON | OCC | — | Jun 2016⚠ | Satisfactory |
| SANDY | FDIC | $217.6B | Jun 2016⚠ | Outstanding |
| SALT LAKE CITY | OCC | — | Dec 2015⚠ | Satisfactory |
| ST. GEORGE | OCC | — | Oct 2014⚠ | Satisfactory |
| SANDY | FDIC | $185.7B | Sep 2014⚠ | Satisfactory |
| SALT LAKE CITY | OCC | — | Mar 2014⚠ | Satisfactory |