Riverdale, UT · Federal Credit Union · Chartered in UT
Who can join
Multiple / other
Members
1,552,965
Net Worth Ratio
11.61%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$24.73B
Total Shares
$21.62B
Total Loans
$16.75B
Net Income
$86.1M
Net Worth Ratio
11.61%
≥7% = Well Capitalized
Members
1,552,965
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.86%
$144.6M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 22,394 | 16,218 | 4,021 | 72.4% | 18.0% |
| 2022 | 28,519 | 20,698 | 4,747 | 72.6% | 16.6% |
| 2021 | 29,117 | 19,032 | 5,599 | 65.4% | 19.2% |
Last 12 Months
230
Since 2018
867
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
3%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Building 3 - Management Center
4774 S 1300 W Bldg 3, Riverdale, UT, 84405-3621
M - F 9 am - 5:30 pm
Building 2 - Commercial Center
4646 S 1500 W Bldg 2, Riverdale, UT, 84405
M - F 9 am - 5:30 pm Sat 9 am - 3:30 pm
Building 4 - Data Center
4661 S Cozy Dale Dr, Riverdale, UT, 84405
M - F 9 am - 5:30 pm
Building 1 - Operations Center
1344 W 4675 S Bldg 1, Riverdale, UT, 84405
M - F 9 am - 5:30 pm
Building 5 - Service Center
4051 S 1900 W Bldg 5, Roy, UT, 84067
M - F 9 am - 5 pm
Sandy Training Center
230 W Towne Ridge Pkwy Ste 300, Sandy, UT, 84070
M-F 8 am - 7 pm Sat 8 am - 3 pm
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<a href="https://bankscorer.com/credit-union/america-first" target="_blank" rel="noopener">View AMERICA FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 77.5%· healthy range 60–80%
'22
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
American Fork
611 W Pacific Dr, American Fork, UT, 84003
Monday - Friday 9am-6pm Saturday 9am-3pm
Bountiful
48 N 500 W, Bountiful, UT, 84010
Monday-Friday 9am-6pm Saturday 9am-3pm
Bountiful Dick's Market
2280 S Orchard Dr, Bountiful, UT, 84010-5614
M - F 9 am - 6 pmSat 9 am - 5 pm
Brigham City
1124 S 450 W, Brigham City, UT, 84302
M-F 9 am - 6 pm Sat 9 am - 3 pm
114 more locations not shown.