LENDINGCLUB BANK, NATIONAL ASSOCIATION

LEHI, UT · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1987FDIC #32,551

Satisfactory Same

Current rating · Exam: August 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.75%

Institution Profile

FDIC BankFind

Website

www.lendingclub.com

Address

2701 N Thanksgiving Way, LEHI, UT

County

Utah County

Established

August 26, 1987

Total Assets

$11.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 19, 2024

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$11.8B

Total Deposits

$10.3B

Net Loans

$6.5B

Net Income

$51M

ROA

1.75%

ROE

15.29%

Risk-Based Capital

16.75%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$9.3B

1-Year Change

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2021

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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