🏦Bank Scorer

COMENITY CAPITAL BANK

DRAPER, UT · Supervised by FDIC

Est. 2003FDIC #57,570RSSD: FDIC-57570
Outstanding Same

Current rating · Exam: March 2024

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

371

27.87 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.78%

Institution Profile

FDIC BankFind

Address

12921 S Vista Station Blvd, DRAPER, UT

County

Salt Lake County

Established

December 1, 2003

Total Assets

$13.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2024

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$13.3B

Total Deposits

$10.4B

Net Loans

$10.0B

Net Income

$60M

ROA

1.78%

ROE

13.67%

Risk-Based Capital

17.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Complaints / $B27.87Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$10.0B

1-Year Change

0

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

371

All Time

1,316

Monetary Relief

38.4%

Untimely Response

0.1%

Most common complaint type: Credit reporting, credit repair services, or other personal consumer reports· 27.87 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202495
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202592
October 20257435
November 20254325
December 20253418
January 202674
February 202620
March 20262812
April 20268932
May 20266224
June 2026236

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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