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RIDGELINE

Salt Lake City, UT · Federal Credit Union · Chartered in UT

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #7546Est. 1951RSSD: 216780

Members

1,495

Net Worth Ratio

9.53%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$27.0M

Peer Group 3

Members

1,495

as of latest quarter

Net Worth Ratio

9.53%

Well Capitalized

Institution Profile

NCUA

Address

564 E 300 S, Salt Lake City, UT 84102

Chartered

1951

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$27.0M

Total Shares

$24.4M

Total Loans

$12.2M

Net Income

$-19,050

Net Worth Ratio

9.53%

≥7% = Well Capitalized

Members

1,495

Return on Assets

-0.07%

annualized · >0.5% healthy

Loan-to-share ratio: 50.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

564 E 300 S, SALT LAKE CITY, UT, 84102

8:30 AM - 5:30 PM M,T,TH,F 9:30 AM - 5:30 PM W

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.