Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.3B
Net Loans
$1.9B
Net Income
$12M
ROA
1.82%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.11%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 840 | 71.67% | 12.14% |
| 2023 | 731 | 73.32% | 13.54% |
| 2022 | 1,140 | 75.88% | 10.70% |
| 2021 | 1,105 | 64.16% | 11.49% |
| 2020 | 1,349 | 63.9% | 11.42% |
| 2019 | 641 | 66.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Large Bank |
| Sep 2021 | Outstanding | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
17
Branch Deposits
$2.3B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 12.64% |
| 2018 | 636 | 68.71% | 10.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red