🏦Bank Scorer

BMW BANK OF NORTH AMERICA

SALT LAKE CITY, UT · Supervised by FDIC

Est. 1999FDIC #35,141RSSD: FDIC-35141
Needs to Improve Down

Current rating · Exam: September 2024

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 2.26%

Institution Profile

FDIC BankFind

Address

2855 East Cottonwood Parkway, SALT LAKE CITY, UT

County

Salt Lake County

Established

November 12, 1999

Total Assets

$13.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

September 1, 2024

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$13.0B

Total Deposits

$8.7B

Net Loans

$9.8B

Net Income

$73M

ROA

2.26%

ROE

16.46%

Risk-Based Capital

15.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$8.0B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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