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P & S

Salt Lake City, UT · State Credit Union · Chartered in UT

Well Capitalized

Who can join

State government employees (special charter)

Charter #67056Est. 1980RSSD: 206183

Members

2,156

Net Worth Ratio

11.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$24.6M

Peer Group 3

Members

2,156

as of latest quarter

Net Worth Ratio

11.88%

Well Capitalized

Institution Profile

NCUA

Address

2250 S Redwood Rd Ste 6, Salt Lake City, UT 84119-1356

Chartered

1980

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$24.6M

Total Shares

$21.4M

Total Loans

$15.7M

Net Income

$18K

Net Worth Ratio

11.88%

≥7% = Well Capitalized

Members

2,156

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.04%

$6K

Loan-to-share ratio: 73.5%· healthy range 60–80%

Branch Locations

NCUA

P & S Credit Union/Main Office

2250 S Redwood Rd Ste 6, Salt Lake City, UT, 84119-1356

Monday thru Friday 9am to 5 pm Saturday 9am to 2pm

Main

Shares Service Center

1845 Satellite Blvd, Duluth, GA, 30097

8:00 am to 7:00 pm Monday though Saturday

Prison Branch

1480 N 8000 W, Salt Lake City, UT, 84116-3961

M,T,Th,F 9-5 Wednesday 10-5

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.