West Valley Cit, UT · Federal Credit Union · Chartered in UT
Who can join
Community / multiple bond
Members
87,493
Net Worth Ratio
8.51%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.26B
Total Shares
$1.13B
Total Loans
$1.01B
Net Income
$3.0M
Net Worth Ratio
8.51%
≥7% = Well Capitalized
Members
87,493
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$5.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 778 | 606 | 121 | 77.9% | 15.6% |
| 2022 | 1,687 | 1,386 | 183 | 82.2% | 10.8% |
| 2021 | 1,487 | 1,240 | 118 | 83.4% | 7.9% |
No CFPB complaint data available for this credit union.
Operations Center
3999 W Parkway Blvd, West Valley City, UT, 84120
8:30-5:30
Bountiful Branch
260 N 500 W, Bountiful, UT, 84010-7278
9:00 am - 5:30 pm
City Creek Center
50 E South Temple, Salt Lake City, UT, 84111-1010
8:30 am - 5:30 pm
Logan
1610 N Main St, Logan, UT, 84341-1920
9:00 am - 5:30 pm
Murray
6060 S Fashion Blvd, Murray, UT, 84107
9:00 am - 5:30 pm
Orem
337 N State St, Orem, UT, 84057
9:00 am - 5:30 pm
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<a href="https://bankscorer.com/credit-union/deseret-first" target="_blank" rel="noopener">View DESERET FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.1%· healthy range 60–80%
Sandy Quarry Bend
9325 S Village Shop Dr, Sandy, UT, 84094-7719
9:00 am - 5:30 pm
St. George
616 S River Rd, St George, UT, 84790-2104
9:00 am - 5:30 pm
South Jordan
10588 S Redwood Rd, South Jordan, UT, 84095
9:00 am - 5::30 pm
Spanish Fork
1137 N Canyon Creek Pkwy, Spanish Fork, UT, 84660-1308
9:00 am - 5:30 pm
2 more locations not shown.