🏦Bank Scorer

ALLY BANK

SANDY, UT · Supervised by FDIC

Est. 2004FDIC #57,803RSSD: FDIC-57803
Part ofALLY FINANCIAL INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2014

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

144

0.78 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.11%

Institution Profile

FDIC BankFind

Address

200 W Civic Center Dr, SANDY, UT

County

Salt Lake County

Established

August 2, 2004

Total Assets

$185.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2014

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$185.7B

Total Deposits

$156.2B

Net Loans

$136.5B

Net Income

$513M

ROA

1.11%

ROE

13.39%

Risk-Based Capital

13.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Large banks

Compared to the peer-bank Large peer group (same asset tier).

Complaints / $B0.78Peer avg: 0.83▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$151.3B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20245,72945.37%9.55%
20236,08044.46%8.06%
202217,80644.5%11.85%
202140,95647.82%14.26%
202021,48149.82%12.70%
20199,92154.86%19.69%

2024 national avg denial rate: 23.75% · above-average shown in red

Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

144

All Time

647

Monetary Relief

12.5%

Untimely Response

0%

Most common complaint type: Vehicle loan or lease· 0.78 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
July 202400
August 202400
September 202400
October 202470
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202530
October 202530
November 202560
December 2025132
January 202610
February 202610
March 2026160
April 2026372
May 2026420
June 2026220

Data through Jun 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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