Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.7B
Total Deposits
$2.9B
Net Loans
$2.9B
Net Income
$12M
ROA
1.32%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.70%
Risk-Based Capital
17.81%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,008 | 74.21% | 2.98% |
| 2023 | 987 | 76.19% | 3.34% |
| 2022 | 948 | 71.52% | 2.00% |
| 2021 | 1,730 | 80.98% | 1.27% |
| 2020 | 2,244 | 79.19% | 2.27% |
| 2019 | 1,475 | 79.8% |
This is the only examination on record for this bank.
Total Branches
19
Branch Deposits
$2.8B
1-Year Change
0
5-year net change: +1 branches
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| 2.71% |
| 2018 | 1,354 | 79.32% | 1.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red