COTTONWOOD HEIGHTS, UT · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$49.7B
Total Deposits
$42.3B
Net Loans
$40.9B
Net Income
$245M
ROA
2.03%
Above avg for Regional banks. Peer avg: 0.88%
ROE
15.84%
Risk-Based Capital
15.42%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 15,487 | 37.88% | 16.67% |
| 2023 | 8,486 | 32.71% | 15.79% |
| 2022 | 4,991 | 16.39% | 47.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$29.7B
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/sofi-bank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: