Sandy, UT · Federal Credit Union · Chartered in UT
Who can join
Multiple / other
Members
1,433,256
Net Worth Ratio
9.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$22.66B
Total Shares
$20.13B
Total Loans
$18.44B
Net Worth Ratio
9.41%
≥7% = Well Capitalized
Members
1,433,256
Delinquency Rate (60d+)
0.71%
$131.5M
Loan-to-share ratio: 91.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 23,590 | 11,479 | 6,660 | 48.7% | 28.2% |
| 2022 | 37,098 | 21,746 | 9,123 | 58.6% | 24.6% |
| 2021 | 37,593 | 22,067 | 7,100 | 58.7% | 18.9% |
Last 12 Months
268
Since 2018
702
all complaints on record
Monetary Relief
16%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
0152 Mountain America Center
9800 S Monroe St, Sandy, UT, 84070
Monday-Friday 8:00-5:00
0008 Logan 1400 N
1425 N 200 E, Logan, UT, 84341-7503
Monday-Friday 9:00-6:00
0009 Ogden Washington Blvd
1825 Washington Blvd, Ogden, UT, 84401
Monday-Friday 9:00-6:00
0010 South Ogden 40th St
455 40th St, South Ogden, UT, 84403-1827
Monday-Friday 9:00-6:00
0012 Layton Antelope Dr
955 W Antelope Dr, Layton, UT, 84041-1634
Monday-Friday 9:00-6:00, Saturday 9:00-2:00
0015 Centerville Marketplace Dr
298 N Market Place Dr, Centerville, UT, 84014-1752
Monday-Friday 9:00-6:00, Saturday 9:00-2:00
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/mountain-america" target="_blank" rel="noopener">View MOUNTAIN AMERICA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
'23
'24
'25
'26
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
0018 Woods Cross 500 W
1849 S 500 W, Woods Cross, UT, 84010-7468
Monday-Friday 9:00-6:00
0019 Salt Lake 700 N
1715 W 700 N, Salt Lake City, UT, 84116-1801
Monday-Friday 9:00-6:00
0025 Salt Lake State St
735 S State St, Salt Lake City, UT, 84111-3821
Monday-Friday 9:00-6:00, Saturday 9:00-2:00
0030 Salt Lake 2100 S
2070 E 2100 S, Salt Lake City, UT, 84109-1100
Monday-Friday 9:00-6:00
99 more locations not shown.