🏦Bank Scorer

MERRICK BANK

SOUTH JORDAN, UT · Supervised by FDIC

Est. 1997FDIC #34,519RSSD: FDIC-34519
Outstanding Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 3.31%

Institution Profile

FDIC BankFind

Address

10705 S Jordan Gtwy, SOUTH JORDAN, UT

County

Salt Lake County

Established

September 22, 1997

Total Assets

$8.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2023

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$8.9B

Total Deposits

$7.1B

Net Loans

$7.3B

Net Income

$75M

ROA

3.31%

ROE

16.90%

Risk-Based Capital

19.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$7.0B

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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