Banks & credit unions · Search Rhode Island banks
12 rated banks · 14 credit unions
Rhode Island has 12 banks with a current CRA rating and 14 active credit unions regulated by the NCUA. 2 earned Outstanding, 1 in Substantial Noncompliance.
Outstanding
2
16.7%
Satisfactory
9
75.0%
Needs to Improve
0
0.0%
Substantial Noncompliance
1
8.3%
NCUA 5300 Call Report · CRA-exempt
CENTREVILLE BANK
WEST WARWICK, RI · FDIC · Mar 2025
BANK RHODE ISLAND
PROVIDENCE, RI · FRB · Sep 2024
BANKNEWPORT
MIDDLETOWN, RI · FRB · May 2024
THE WASHINGTON TRUST COMPANY, OF WESTERLY
WESTERLY, RI · FDIC · May 2024
INDEPENDENCE BANK
EAST GREENWICH, RI · FDIC · Jul 2023
HOME LOAN INVESTMENT BANK, F.S.B.
WARWICK, RI · OCC · Oct 2022
CITIZENS BANK, NATIONAL ASSOCIATION
PROVIDENCE, RI · OCC · Sep 2022
FREEDOM NATIONAL BANK
ClosedGREENVILLE, RI · OCC · Apr 2019
COASTWAY COMMUNITY BANK
ClosedPROVIDENCE, RI · FDIC · Nov 2017
BANKNEWPORT
MIDDLETOWN, RI · FDIC · May 2013 ⚠
NEWPORT FEDERAL SAVINGS BANK
NEWPORT, RI · OCC · Jan 2013 ⚠
BANK OF AMERICA, RHODE ISLAND, N.A.
PROVIDENCE, RI · OCC · Dec 2011 ⚠
ADMIRALS BANK
ClosedCRANSTON, RI · OTS · Jan 2011
BANK RHODE ISLAND
ClosedPROVIDENCE, RI · FDIC · Jan 2011
TALBOTS CLASSICS NATIONAL BANK
ClosedLINCOLN, RI · OCC · Mar 2010
UNION FEDERAL SAVINGS BANK
ClosedNORTH PROVIDENCE, RI · OTS · Feb 2010
NEWPORT FEDERAL SAVINGS BANK
ClosedNEWPORT, RI · OTS · Oct 2009
HOME LOAN INVESTMENT BANK, F.S.B.
ClosedWARWICK, RI · OTS · Apr 2008
CITIZENS BANK OF RHODE ISLAND
ClosedPROVIDENCE, RI · FDIC · Feb 2004
FLEET BANK (RI), N.A.
PROVIDENCE, RI · OCC · Feb 2003 ⚠
WESTERLY SAVINGS BANK
ClosedWESTERLY, RI · OTS · Feb 2002
FLEET NATIONAL BANK
ClosedPROVIDENCE, RI · OCC · Jul 2001
PIERBANK
ClosedNARRAGANSETT, RI · FDIC · Dec 1998
FIRST BANK AND TRUST COMPANY
ClosedPROVIDENCE, RI · FDIC · Dec 1998
FLEET NATIONAL BANK
ClosedPROVIDENCE, RI · OCC · Feb 1998
RHODE ISLAND HOSPITAL TRUST NATIONAL BANK
ClosedPROVIDENCE, RI · OCC · Dec 1996
CITIZENS TRUST COMPANY
ClosedPROVIDENCE, RI · FDIC · Aug 1995
FLEET NATIONAL BANK
ClosedPROVIDENCE, RI · OCC · Mar 1995
UNION BANK
ClosedNORTH PROVIDENCE, RI · FDIC · Jan 1995
HOME LOAN & INVESTMENT ASSOCIATION
WARWICK, RI · FDIC · Aug 1994 ⚠
THE ISLAND TRUST COMPANY
ClosedNEWPORT, RI · FDIC · Dec 1991
OLD STONE BANK A FEDERAL SAVINGS BANK
ClosedPROVIDENCE, RI · OTS · Jun 1991
BAY LOAN AND INVESTMENT BANK
ClosedEAST GREENWICH, RI · FDIC · Apr 1990
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| WEST WARWICK | FDIC | $3.1B | Mar 2025 | Satisfactory | |
| PROVIDENCE | FRB | — | Sep 2024 | Satisfactory | |
| MIDDLETOWN | FRB | — | May 2024 | Satisfactory | |
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
| Smithfield | 170,060 | $4.2B | 9.93% | State Credit Union | |
| Pawtucket | 146,898 | $3.5B | 10.56% | State Credit Union | |
| Warwick | 59,046 | $924.8M | 9.73% | State Credit Union | |
| Middletown | 41,028 | $801.9M | 10.01% | State Credit Union | |
| Warwick | 27,935 | $426.8M | 10.26% | State Credit Union | |
| Coventry | 22,117 | $351.3M | 11.37% | State Credit Union | |
| Wakefield | 21,705 | $511.4M | 9.39% | State Credit Union | |
| Warwick | 6,872 | $155.0M | 12.36% | Federal Credit Union | |
BLACKSTONE RIVER LICU | Woonsocket | 4,290 | $75.3M | 11.04% | Federal Credit Union |
| Cranston | 3,159 | $78.6M | 18.94% | State Credit Union | |
| East Providence | 1,541 | $30.8M | 11.33% | Federal Credit Union | |
| Pawtucket | 1,372 | $6.0M | 13.74% | Federal Credit Union | |
| Cumberland | 814 | $9.1M | 19.38% | Federal Credit Union | |
| West Warwick | 29 | $201K | 17.45% | Federal Credit Union |
| WESTERLY |
| FDIC |
| $6.5B |
| May 2024 |
| Satisfactory |
| EAST GREENWICH | FDIC | $14M | Jul 2023 | Substantial Noncompliance |
| WARWICK | OCC | — | Oct 2022 | Satisfactory |
| PROVIDENCE | OCC | $227.1B | Sep 2022 | Outstanding |
FREEDOM NATIONAL BANKClosed | GREENVILLE | OCC | $144M | Apr 2019 | Satisfactory |
COASTWAY COMMUNITY BANKClosed | PROVIDENCE | FDIC | $842M | Nov 2017 | Outstanding |
| MIDDLETOWN | FDIC | $3.1B | May 2013⚠ | Satisfactory |
| NEWPORT | OCC | — | Jan 2013⚠ | Satisfactory |
| PROVIDENCE | OCC | — | Dec 2011⚠ | Satisfactory |
ADMIRALS BANKClosed | CRANSTON | OTS | — | Jan 2011 | Satisfactory |
BANK RHODE ISLANDClosed | PROVIDENCE | FDIC | $3.6B | Jan 2011 | Satisfactory |
| LINCOLN | OCC | $9M | Mar 2010 | Outstanding |
| NORTH PROVIDENCE | OTS | $132M | Feb 2010 | Satisfactory |
| NEWPORT | OTS | $426M | Oct 2009 | Satisfactory |
| WARWICK | OTS | — | Apr 2008 | Outstanding |
| PROVIDENCE | FDIC | $14.5B | Feb 2004 | Outstanding |
| PROVIDENCE | OCC | — | Feb 2003⚠ | Outstanding |
WESTERLY SAVINGS BANKClosed | WESTERLY | OTS | $75M | Feb 2002 | Outstanding |
FLEET NATIONAL BANKClosed | PROVIDENCE | OCC | $213.1B | Jul 2001 | Outstanding |
PIERBANKClosed | NARRAGANSETT | FDIC | $60M | Dec 1998 | Satisfactory |
| PROVIDENCE | FDIC | $181M | Dec 1998 | Satisfactory |
FLEET NATIONAL BANKClosed | PROVIDENCE | OCC | — | Feb 1998 | Satisfactory |
| PROVIDENCE | OCC | $3.3B | Dec 1996 | Outstanding |
CITIZENS TRUST COMPANYClosed | PROVIDENCE | FDIC | $1.4B | Aug 1995 | Outstanding |
FLEET NATIONAL BANKClosed | PROVIDENCE | OCC | — | Mar 1995 | Satisfactory |
UNION BANKClosed | NORTH PROVIDENCE | FDIC | $3M | Jan 1995 | Needs to Improve |
| WARWICK | FDIC | $522M | Aug 1994⚠ | Satisfactory |
THE ISLAND TRUST COMPANYClosed | NEWPORT | FDIC | $16M | Dec 1991 | Satisfactory |
| PROVIDENCE | OTS | $1.8B | Jun 1991 | Outstanding |
| EAST GREENWICH | FDIC | $13M | Apr 1990 | Needs to Improve |