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CRANSTON MUNICIPAL EMPLOYEES

Cranston, RI · State Credit Union · Chartered in RI

Well Capitalized

Who can join

State government employees (special charter)

Charter #60780Est. 1946RSSD: 231297

Members

3,159

Net Worth Ratio

18.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$78.6M

Peer Group 4

Members

3,159

as of latest quarter

Net Worth Ratio

18.94%

Well Capitalized

Institution Profile

NCUA

Address

1615 Pontiac Ave, Cranston, RI 02920

Chartered

1946

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$78.6M

Total Shares

$58.3M

Total Loans

$49.2M

Net Worth Ratio

18.94%

≥7% = Well Capitalized

Members

3,159

Delinquency Rate (60d+)

0.20%

$100K

Loan-to-share ratio: 84.4%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

1615 Pontiac Ave, Cranston, RI, 02920

Monday thru Friday 10:00 AM - 4:30 PM

Main

Oaklawn Branch

1224 Oaklawn Ave, Cranston, RI, 02920

Monday - Wednesday 9:00AM - 4:00 PM Thursday & Friday 9:00AM - 5:00 PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.